WallStSmart

Chunghwa Telecom Co Ltd (CHT)vsPLDT Inc ADR (PHI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Chunghwa Telecom Co Ltd generates 9% more annual revenue ($240.29B vs $219.62B). CHT leads profitability with a 16.2% profit margin vs 13.6%. CHT appears more attractively valued with a PEG of 1.69. CHT earns a higher WallStSmart Score of 59/100 (C).

CHT

Buy

59

out of 100

Grade: C

Growth: 4.7Profit: 7.0Value: 6.7Quality: 8.0
Piotroski: 6/9Altman Z: 2.96

PHI

Buy

58

out of 100

Grade: C

Growth: 3.3Profit: 7.0Value: 8.0Quality: 2.5
Piotroski: 3/9Altman Z: 0.64
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CHTUndervalued (+65.7%)

Margin of Safety

+65.7%

Fair Value

$123.58

Current Price

$44.56

$79.02 discount

UndervaluedFair: $123.58Overvalued
PHIUndervalued (+86.5%)

Margin of Safety

+86.5%

Fair Value

$181.04

Current Price

$17.71

$163.33 discount

UndervaluedFair: $181.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CHT3 strengths · Avg: 8.3/10
Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Operating MarginProfitability
21.8%8/10

Strong operational efficiency at 21.8%

Free Cash FlowQuality
$6.79B8/10

Generating 6.8B in free cash flow

PHI5 strengths · Avg: 9.0/10
P/E RatioValuation
8.2x10/10

Attractively priced relative to earnings

Free Cash FlowQuality
$10.36B10/10

Generating 10.4B in free cash flow

Return on EquityProfitability
24.1%9/10

Every $100 of equity generates 24 in profit

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.8%8/10

Strong operational efficiency at 24.8%

Areas to Watch

CHT4 concerns · Avg: 4.0/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

P/E RatioValuation
28.5x4/10

Moderate valuation

Price/BookValuation
11.1x4/10

Trading at 11.1x book value

EPS GrowthGrowth
3.2%4/10

3.2% earnings growth

PHI4 concerns · Avg: 3.3/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-1.7%2/10

Earnings declined 1.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : CHT

The strongest argument for CHT centers on Debt/Equity, Operating Margin, Free Cash Flow. Profitability is solid with margins at 16.2% and operating margin at 21.8%.

Bull Case : PHI

The strongest argument for PHI centers on P/E Ratio, Free Cash Flow, Return on Equity.

Bear Case : CHT

The primary concerns for CHT are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : PHI

The primary concerns for PHI are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 2.84 is elevated, increasing financial risk.

Key Dynamics to Monitor

CHT profiles as a mature stock while PHI is a value play — different risk/reward profiles.

PHI carries more volatility with a beta of 0.35 — expect wider price swings.

CHT is growing revenue faster at 7.5% — sustainability is the question.

PHI generates stronger free cash flow (10.4B), providing more financial flexibility.

Bottom Line

CHT scores higher overall (59/100 vs 58/100), backed by strong 16.2% margins. PHI offers better value entry with a 86.5% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Chunghwa Telecom Co Ltd

COMMUNICATION SERVICES · TELECOM SERVICES · USA

Chunghwa Telecom Co., Ltd. provides telecommunications services in Taiwan. The company is headquartered in Taipei City, Taiwan.

PLDT Inc ADR

COMMUNICATION SERVICES · TELECOM SERVICES · USA

PLDT Inc. is an integrated telecommunications company in the Philippines. The company is headquartered in Makati City, the Philippines.

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