WallStSmart

Cherry Hill Mortgage Investment Corp (CHMI)vsWelltower Inc (WELL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Welltower Inc generates 35999% more annual revenue ($11.77B vs $32.60M). CHMI leads profitability with a 20.9% profit margin vs 12.0%. WELL earns a higher WallStSmart Score of 57/100 (C).

CHMI

Hold

46

out of 100

Grade: D+

Growth: 4.7Profit: 6.5Value: 6.7Quality: 5.0

WELL

Buy

57

out of 100

Grade: C

Growth: 10.0Profit: 5.5Value: 2.0Quality: 6.5
Piotroski: 4/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CHMIUndervalued (+77.7%)

Margin of Safety

+77.7%

Fair Value

$11.44

Current Price

$2.67

$8.77 discount

UndervaluedFair: $11.44Overvalued
WELLSignificantly Overvalued (-58.0%)

Margin of Safety

-58.0%

Fair Value

$131.57

Current Price

$217.34

$85.77 premium

UndervaluedFair: $131.57Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CHMI3 strengths · Avg: 9.7/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

Operating MarginProfitability
59.5%10/10

Strong operational efficiency at 59.5%

Profit MarginProfitability
20.9%9/10

Keeps 21 of every $100 in revenue as profit

WELL3 strengths · Avg: 9.7/10
Revenue GrowthGrowth
38.3%10/10

Revenue surging 38.3% year-over-year

EPS GrowthGrowth
162.6%10/10

Earnings expanding 162.6% YoY

Market CapQuality
$153.42B9/10

Large-cap with strong market position

Areas to Watch

CHMI4 concerns · Avg: 2.5/10
Market CapQuality
$95.52M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

Revenue GrowthGrowth
-34.8%2/10

Revenue declined 34.8%

EPS GrowthGrowth
-49.5%2/10

Earnings declined 49.5%

WELL4 concerns · Avg: 2.3/10
Return on EquityProfitability
3.7%3/10

ROE of 3.7% — below average capital efficiency

PEG RatioValuation
3.662/10

Expensive relative to growth rate

P/E RatioValuation
105.5x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : CHMI

The strongest argument for CHMI centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 20.9% and operating margin at 59.5%.

Bull Case : WELL

The strongest argument for WELL centers on Revenue Growth, EPS Growth, Market Cap. Revenue growth of 38.3% demonstrates continued momentum.

Bear Case : CHMI

The primary concerns for CHMI are Market Cap, Return on Equity, Revenue Growth.

Bear Case : WELL

The primary concerns for WELL are Return on Equity, PEG Ratio, P/E Ratio. A P/E of 105.5x leaves little room for execution misses.

Key Dynamics to Monitor

CHMI profiles as a declining stock while WELL is a growth play — different risk/reward profiles.

CHMI carries more volatility with a beta of 1.11 — expect wider price swings.

WELL is growing revenue faster at 38.3% — sustainability is the question.

WELL generates stronger free cash flow (647M), providing more financial flexibility.

Bottom Line

WELL scores higher overall (57/100 vs 46/100) and 38.3% revenue growth. CHMI offers better value entry with a 77.7% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cherry Hill Mortgage Investment Corp

REAL ESTATE · REIT - MORTGAGE · USA

Cherry Hill Mortgage Investment Corporation, a residential real estate financing company, acquires, invests, and manages residential mortgage assets in the United States. The company is headquartered in Farmingdale, New Jersey.

Welltower Inc

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

Welltower Inc. is a real estate investment trust that invests in healthcare infrastructure.

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