Chemung Financial Corp (CHMG)vsMizuho Financial Group Inc. (MFG)
CHMG
Chemung Financial Corp
$81.22
-0.91%
FINANCIAL SERVICES · Cap: $410.31M
MFG
Mizuho Financial Group Inc.
$10.76
-1.20%
FINANCIAL SERVICES · Cap: $132.41B
Smart Verdict
WallStSmart Research — data-driven comparison
Mizuho Financial Group Inc. generates 4050811% more annual revenue ($4.74T vs $117.01M). MFG leads profitability with a 29.1% profit margin vs 28.7%. CHMG trades at a lower P/E of 12.2x. MFG earns a higher WallStSmart Score of 82/100 (A-).
CHMG
Strong Buy72
out of 100
Grade: B
MFG
Exceptional Buy82
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 37.9%
Revenue surging 241.7% year-over-year
Earnings expanding 51.7% YoY
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Strong operational efficiency at 46.7%
Revenue surging 35.0% year-over-year
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CHMG
The strongest argument for CHMG centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 28.7% and operating margin at 37.9%. Revenue growth of 241.7% demonstrates continued momentum.
Bull Case : MFG
The strongest argument for MFG centers on Operating Margin, Revenue Growth, Market Cap. Profitability is solid with margins at 29.1% and operating margin at 46.7%. Revenue growth of 35.0% demonstrates continued momentum.
Bear Case : CHMG
The primary concerns for CHMG are Market Cap, Piotroski F-Score, Altman Z-Score.
Bear Case : MFG
The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.91 is elevated, increasing financial risk.
Key Dynamics to Monitor
CHMG carries more volatility with a beta of 0.59 — expect wider price swings.
CHMG is growing revenue faster at 241.7% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (82/100 vs 72/100), backed by strong 29.1% margins and 35.0% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Chemung Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Chemung Financial Corporation is the holding company of Chemung Canal Trust Company providing a range of banking, finance, trust and other financial services. The company is headquartered in Elmira, New York.
Visit Website →Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?