Cadence Design Systems Inc (CDNS)vsChime Financial, Inc. Class A Common Stock (CHYM)
CDNS
Cadence Design Systems Inc
$376.19
+0.32%
TECHNOLOGY · Cap: $114.85B
CHYM
Chime Financial, Inc. Class A Common Stock
$17.48
-3.74%
TECHNOLOGY · Cap: $6.50B
Smart Verdict
WallStSmart Research — data-driven comparison
Cadence Design Systems Inc generates 139% more annual revenue ($5.53B vs $2.32B). CDNS leads profitability with a 21.2% profit margin vs -41.9%. CDNS earns a higher WallStSmart Score of 62/100 (C+).
CDNS
Buy62
out of 100
Grade: C+
CHYM
Hold41
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Safe zone — low bankruptcy risk
Large-cap with strong market position
Keeps 21 of every $100 in revenue as profit
Strong operational efficiency at 29.7%
18.7% revenue growth
Earnings expanding 23.0% YoY
Conservative balance sheet, low leverage
Strong operational efficiency at 20.9%
Revenue surging 24.8% year-over-year
Areas to Watch
Trading at 15.8x book value
Expensive relative to growth rate
Premium valuation, high expectations priced in
Weak financial health signals
ROE of -67.2% — below average capital efficiency
Earnings declined 33.8%
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : CDNS
The strongest argument for CDNS centers on Altman Z-Score, Market Cap, Profit Margin. Profitability is solid with margins at 21.2% and operating margin at 29.7%. Revenue growth of 18.7% demonstrates continued momentum.
Bull Case : CHYM
The strongest argument for CHYM centers on Debt/Equity, Operating Margin, Revenue Growth. Revenue growth of 24.8% demonstrates continued momentum.
Bear Case : CDNS
The primary concerns for CDNS are Price/Book, PEG Ratio, P/E Ratio. A P/E of 96.6x leaves little room for execution misses.
Bear Case : CHYM
The primary concerns for CHYM are Piotroski F-Score, Return on Equity, EPS Growth.
Key Dynamics to Monitor
CHYM is growing revenue faster at 24.8% — sustainability is the question.
CDNS generates stronger free cash flow (307M), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
CDNS scores higher overall (62/100 vs 41/100), backed by strong 21.2% margins and 18.7% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Cadence Design Systems Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Cadence Design Systems, Inc., headquartered in San Jose, California, is an American multinational computational software company. The company produces software, hardware and silicon structures for designing integrated circuits, systems on chips (SoCs) and printed circuit boards.
Chime Financial, Inc. Class A Common Stock
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. The company is headquartered in San Francisco, California.
Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?