WallStSmart

Cardinal Infrastructure Group Inc. Class A Common Stock (CDNL)vsCNH Industrial N.V. (CNH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

CNH Industrial N.V. generates 3240% more annual revenue ($18.09B vs $541.75M). CDNL leads profitability with a 3.8% profit margin vs 2.1%. CNH trades at a lower P/E of 33.6x. CNH earns a higher WallStSmart Score of 51/100 (C-).

CDNL

Hold

50

out of 100

Grade: D+

Growth: 6.3Profit: 6.5Value: 4.7Quality: 5.5
Piotroski: 1/9Altman Z: 2.20

CNH

Buy

51

out of 100

Grade: C-

Growth: 2.0Profit: 4.0Value: 5.7Quality: 5.5
Piotroski: 3/9Altman Z: 1.89

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CDNL2 strengths · Avg: 9.5/10
Revenue GrowthGrowth
104.8%10/10

Revenue surging 104.8% year-over-year

Return on EquityProfitability
29.3%9/10

Every $100 of equity generates 29 in profit

CNH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.618/10

Growing faster than its price suggests

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Areas to Watch

CDNL4 concerns · Avg: 3.5/10
Price/BookValuation
13.1x4/10

Trading at 13.1x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$946.79M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

CNH4 concerns · Avg: 3.5/10
P/E RatioValuation
33.6x4/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.894/10

Grey zone — moderate risk

Return on EquityProfitability
5.0%3/10

ROE of 5.0% — below average capital efficiency

Profit MarginProfitability
2.1%3/10

2.1% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : CDNL

The strongest argument for CDNL centers on Revenue Growth, Return on Equity. Revenue growth of 104.8% demonstrates continued momentum.

Bull Case : CNH

The strongest argument for CNH centers on PEG Ratio, Price/Book. PEG of 0.61 suggests the stock is reasonably priced for its growth.

Bear Case : CDNL

The primary concerns for CDNL are Price/Book, EPS Growth, Market Cap. A P/E of 45.9x leaves little room for execution misses. Debt-to-equity of 3.23 is elevated, increasing financial risk.

Bear Case : CNH

The primary concerns for CNH are P/E Ratio, Altman Z-Score, Return on Equity. Debt-to-equity of 3.37 is elevated, increasing financial risk. Thin 2.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

CDNL profiles as a hypergrowth stock while CNH is a value play — different risk/reward profiles.

CDNL is growing revenue faster at 104.8% — sustainability is the question.

CDNL generates stronger free cash flow (-961), providing more financial flexibility.

Monitor ENGINEERING & CONSTRUCTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CNH scores higher overall (51/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Cardinal Infrastructure Group Inc. Class A Common Stock

INDUSTRIALS · ENGINEERING & CONSTRUCTION · USA

Cardinal Infrastructure Group Inc., a civil contracting company, provides infrastructure services to the residential, commercial, industrial, municipal, and state infrastructure markets in the United States. The company is headquartered in Raleigh, North Carolina.

CNH Industrial N.V.

INDUSTRIALS · FARM & HEAVY CONSTRUCTION MACHINERY · USA

CNH Industrial N.V., an equipment and services company, engages in the design, production, marketing, sale, and financing of agricultural and construction equipment in North America, Europe, the Middle East, Africa, South America, and the Asia Pacific. The company is headquartered in Basildon, the United Kingdom.

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