Coastal Financial Corp (CCB)vsItau Unibanco Banco Holding SA (ITUB)
CCB
Coastal Financial Corp
$41.45
+1.32%
FINANCIAL SERVICES · Cap: $614.05M
ITUB
Itau Unibanco Banco Holding SA
$9.90
-1.69%
FINANCIAL SERVICES · Cap: $111.87B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 39598% more annual revenue ($143.71B vs $362.02M). ITUB leads profitability with a 32.6% profit margin vs -1.1%. ITUB earns a higher WallStSmart Score of 77/100 (B+).
CCB
Hold39
out of 100
Grade: F
ITUB
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Earnings expanding 23.8% YoY
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 39.1%
Generating 70.9B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
Weak financial health signals
ROE of -0.8% — below average capital efficiency
Revenue declined 1.5%
Weak financial health signals
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CCB
The strongest argument for CCB centers on Price/Book, Debt/Equity, EPS Growth.
Bull Case : ITUB
The strongest argument for ITUB centers on Profit Margin, Operating Margin, Free Cash Flow. Profitability is solid with margins at 32.6% and operating margin at 39.1%. Revenue growth of 17.5% demonstrates continued momentum.
Bear Case : CCB
The primary concerns for CCB are Market Cap, Piotroski F-Score, Return on Equity.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Debt/Equity. Debt-to-equity of 4.71 is elevated, increasing financial risk.
Key Dynamics to Monitor
CCB profiles as a turnaround stock while ITUB is a growth play — different risk/reward profiles.
CCB carries more volatility with a beta of 0.78 — expect wider price swings.
ITUB is growing revenue faster at 17.5% — sustainability is the question.
ITUB generates stronger free cash flow (70.9B), providing more financial flexibility.
Bottom Line
ITUB scores higher overall (77/100 vs 39/100), backed by strong 32.6% margins and 17.5% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Coastal Financial Corp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Coastal Financial Corporation is the banking holding company for Coastal Community Bank offering various banking products and services to small and medium-sized businesses, professionals and individuals in the Puget Sound region of Washington. The company is headquartered in Everett, Washington.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?