WallStSmart

Caseys General Stores Inc (CASY)vsWinmark Corporation (WINA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Caseys General Stores Inc generates 19634% more annual revenue ($16.98B vs $86.06M). WINA leads profitability with a 48.4% profit margin vs 3.8%. WINA appears more attractively valued with a PEG of 1.41. CASY earns a higher WallStSmart Score of 53/100 (C-).

CASY

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 5.5Value: 9.3Quality: 6.3
Piotroski: 4/9Altman Z: 3.19

WINA

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 8.5Value: 7.3Quality: 8.3
Piotroski: 6/9Altman Z: 7.06
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CASYUndervalued (+20.5%)

Margin of Safety

+20.5%

Fair Value

$815.72

Current Price

$714.23

$101.49 discount

UndervaluedFair: $815.72Overvalued
WINASignificantly Overvalued (-208.8%)

Margin of Safety

-208.8%

Fair Value

$140.37

Current Price

$429.94

$289.57 premium

UndervaluedFair: $140.37Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CASY2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.1910/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
49.8%8/10

Earnings expanding 49.8% YoY

WINA3 strengths · Avg: 10.0/10
Profit MarginProfitability
48.4%10/10

Keeps 48 of every $100 in revenue as profit

Operating MarginProfitability
61.7%10/10

Strong operational efficiency at 61.7%

Altman Z-ScoreHealth
7.0610/10

Safe zone — low bankruptcy risk

Areas to Watch

CASY4 concerns · Avg: 3.8/10
PEG RatioValuation
2.054/10

Expensive relative to growth rate

P/E RatioValuation
39.5x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.3%4/10

0.3% revenue growth

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

WINA4 concerns · Avg: 3.5/10
P/E RatioValuation
35.6x4/10

Premium valuation, high expectations priced in

EPS GrowthGrowth
3.5%4/10

3.5% earnings growth

Market CapQuality
$1.44B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : CASY

The strongest argument for CASY centers on Altman Z-Score, EPS Growth.

Bull Case : WINA

The strongest argument for WINA centers on Profit Margin, Operating Margin, Altman Z-Score. Profitability is solid with margins at 48.4% and operating margin at 61.7%. PEG of 1.41 suggests the stock is reasonably priced for its growth.

Bear Case : CASY

The primary concerns for CASY are PEG Ratio, P/E Ratio, Revenue Growth. Thin 3.8% margins leave little buffer for downturns.

Bear Case : WINA

The primary concerns for WINA are P/E Ratio, EPS Growth, Market Cap.

Key Dynamics to Monitor

CASY profiles as a value stock while WINA is a mature play — different risk/reward profiles.

WINA carries more volatility with a beta of 0.65 — expect wider price swings.

WINA is growing revenue faster at 7.9% — sustainability is the question.

CASY generates stronger free cash flow (76M), providing more financial flexibility.

Bottom Line

CASY scores higher overall (53/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Caseys General Stores Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Casey's General Stores, Inc., operates convenience stores under the names Casey's and Casey's General Store. The company is headquartered in Ankeny, Iowa.

Winmark Corporation

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Winmark Corporation is a franchisor of five retail store concepts that buy, sell, trade and consign used merchandise primarily in the United States and Canada. The company is headquartered in Minneapolis, Minnesota.

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