WallStSmart

Meta Financial Group Inc (CASH)vsMizuho Financial Group Inc. (MFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 566287% more annual revenue ($4.40T vs $777.18M). MFG leads profitability with a 28.4% profit margin vs 24.3%. CASH appears more attractively valued with a PEG of 0.20. MFG earns a higher WallStSmart Score of 78/100 (B+).

CASH

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 7.5Value: 8.3Quality: 7.0
Piotroski: 5/9Altman Z: -0.42

MFG

Strong Buy

78

out of 100

Grade: B+

Growth: 9.3Profit: 7.5Value: 5.7Quality: 4.0
Piotroski: 6/9Altman Z: 0.29

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CASH6 strengths · Avg: 9.7/10
PEG RatioValuation
0.2010/10

Growing faster than its price suggests

P/E RatioValuation
10.3x10/10

Attractively priced relative to earnings

Operating MarginProfitability
38.2%10/10

Strong operational efficiency at 38.2%

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Return on EquityProfitability
22.2%9/10

Every $100 of equity generates 22 in profit

Profit MarginProfitability
24.3%9/10

Keeps 24 of every $100 in revenue as profit

MFG6 strengths · Avg: 9.3/10
Operating MarginProfitability
32.5%10/10

Strong operational efficiency at 32.5%

EPS GrowthGrowth
680.0%10/10

Earnings expanding 680.0% YoY

Free Cash FlowQuality
$487.72B10/10

Generating 487.7B in free cash flow

Market CapQuality
$116.83B9/10

Large-cap with strong market position

Profit MarginProfitability
28.4%9/10

Keeps 28 of every $100 in revenue as profit

P/E RatioValuation
15.5x8/10

Attractively priced relative to earnings

Areas to Watch

CASH3 concerns · Avg: 2.3/10
Market CapQuality
$1.82B3/10

Smaller company, higher risk/reward

Revenue GrowthGrowth
-3.7%2/10

Revenue declined 3.7%

Altman Z-ScoreHealth
-0.422/10

Distress zone — elevated risk

MFG3 concerns · Avg: 2.3/10
PEG RatioValuation
1.694/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.292/10

Distress zone — elevated risk

Debt/EquityHealth
5.881/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : CASH

The strongest argument for CASH centers on PEG Ratio, P/E Ratio, Operating Margin. Profitability is solid with margins at 24.3% and operating margin at 38.2%. PEG of 0.20 suggests the stock is reasonably priced for its growth.

Bull Case : MFG

The strongest argument for MFG centers on Operating Margin, EPS Growth, Free Cash Flow. Profitability is solid with margins at 28.4% and operating margin at 32.5%. Revenue growth of 16.7% demonstrates continued momentum.

Bear Case : CASH

The primary concerns for CASH are Market Cap, Revenue Growth, Altman Z-Score.

Bear Case : MFG

The primary concerns for MFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 5.88 is elevated, increasing financial risk.

Key Dynamics to Monitor

CASH profiles as a declining stock while MFG is a growth play — different risk/reward profiles.

CASH carries more volatility with a beta of 0.62 — expect wider price swings.

MFG is growing revenue faster at 16.7% — sustainability is the question.

MFG generates stronger free cash flow (487.7B), providing more financial flexibility.

Bottom Line

MFG scores higher overall (78/100 vs 69/100), backed by strong 28.4% margins and 16.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Meta Financial Group Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Meta Financial Group, Inc. is the holding company of MetaBank offering various banking products and services in the United States. The company is headquartered in Sioux Falls, South Dakota.

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Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

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