Meta Financial Group Inc (CASH)vsItau Unibanco Banco Holding SA (ITUB)
CASH
Meta Financial Group Inc
$89.69
+1.06%
FINANCIAL SERVICES · Cap: $1.82B
ITUB
Itau Unibanco Banco Holding SA
$8.14
-0.49%
FINANCIAL SERVICES · Cap: $90.71B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 17681% more annual revenue ($138.19B vs $777.18M). ITUB leads profitability with a 33.3% profit margin vs 24.3%. CASH appears more attractively valued with a PEG of 0.20. ITUB earns a higher WallStSmart Score of 74/100 (B).
CASH
Strong Buy69
out of 100
Grade: B-
ITUB
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Strong operational efficiency at 38.2%
Conservative balance sheet, low leverage
Every $100 of equity generates 22 in profit
Keeps 24 of every $100 in revenue as profit
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 33.1%
Large-cap with strong market position
Every $100 of equity generates 21 in profit
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Revenue declined 3.7%
Distress zone — elevated risk
Weak financial health signals
Revenue declined 2.1%
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : CASH
The strongest argument for CASH centers on PEG Ratio, P/E Ratio, Operating Margin. Profitability is solid with margins at 24.3% and operating margin at 38.2%. PEG of 0.20 suggests the stock is reasonably priced for its growth.
Bull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 33.3% and operating margin at 33.1%. PEG of 1.44 suggests the stock is reasonably priced for its growth.
Bear Case : CASH
The primary concerns for CASH are Market Cap, Revenue Growth, Altman Z-Score.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Revenue Growth, Free Cash Flow. Debt-to-equity of 4.99 is elevated, increasing financial risk.
Key Dynamics to Monitor
CASH carries more volatility with a beta of 0.62 — expect wider price swings.
ITUB is growing revenue faster at -2.1% — sustainability is the question.
CASH generates stronger free cash flow (231M), providing more financial flexibility.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ITUB scores higher overall (74/100 vs 69/100), backed by strong 33.3% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Meta Financial Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Meta Financial Group, Inc. is the holding company of MetaBank offering various banking products and services in the United States. The company is headquartered in Sioux Falls, South Dakota.
Visit Website →Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
Compare with Other BANKS - REGIONAL Stocks
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