WallStSmart

Beazer Homes USA Inc (BZH)vsToll Brothers Inc (TOL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toll Brothers Inc generates 417% more annual revenue ($10.76B vs $2.08B). TOL leads profitability with a 11.1% profit margin vs -0.4%. TOL appears more attractively valued with a PEG of 0.95. TOL earns a higher WallStSmart Score of 59/100 (C).

BZH

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 2.0Value: 5.3Quality: 7.0
Piotroski: 4/9Altman Z: 2.71

TOL

Buy

59

out of 100

Grade: C

Growth: 2.7Profit: 6.0Value: 6.7Quality: 8.0
Piotroski: 3/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for BZH.

TOLSignificantly Overvalued (-42.6%)

Margin of Safety

-42.6%

Fair Value

$95.64

Current Price

$134.92

$39.28 premium

UndervaluedFair: $95.64Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BZH1 strengths · Avg: 10.0/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

TOL4 strengths · Avg: 9.5/10
P/E RatioValuation
11.0x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Areas to Watch

BZH4 concerns · Avg: 2.5/10
Market CapQuality
$887.10M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.253/10

Elevated debt levels

Return on EquityProfitability
-0.7%2/10

ROE of -0.7% — below average capital efficiency

Revenue GrowthGrowth
-5.3%2/10

Revenue declined 5.3%

TOL3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-9.7%2/10

Revenue declined 9.7%

EPS GrowthGrowth
-20.4%2/10

Earnings declined 20.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : BZH

The strongest argument for BZH centers on Price/Book. PEG of 1.45 suggests the stock is reasonably priced for its growth.

Bull Case : TOL

The strongest argument for TOL centers on P/E Ratio, Price/Book, Altman Z-Score. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : BZH

The primary concerns for BZH are Market Cap, Debt/Equity, Return on Equity.

Bear Case : TOL

The primary concerns for TOL are Piotroski F-Score, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

BZH profiles as a turnaround stock while TOL is a declining play — different risk/reward profiles.

BZH carries more volatility with a beta of 2.18 — expect wider price swings.

BZH is growing revenue faster at -5.3% — sustainability is the question.

TOL generates stronger free cash flow (220M), providing more financial flexibility.

Bottom Line

TOL scores higher overall (59/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Beazer Homes USA Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Beazer Homes USA, Inc. is a home builder in the United States. The company is headquartered in Atlanta, Georgia.

Toll Brothers Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.

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