WallStSmart

Berkshire Hathaway Inc (BRK-B)vsTexas Community Bancshares Inc (TCBS)

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Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 2328514% more annual revenue ($384.69B vs $16.52M). BRK-B leads profitability with a 22.3% profit margin vs 20.1%. BRK-B trades at a lower P/E of 12.8x. BRK-B earns a higher WallStSmart Score of 74/100 (B).

BRK-B

Strong Buy

74

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.59

TCBS

Buy

61

out of 100

Grade: C+

Growth: 8.7Profit: 6.5Value: 6.0Quality: 4.5
Piotroski: 6/9Altman Z: -0.49

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-B6 strengths · Avg: 9.7/10
Market CapQuality
$1.09T10/10

Mega-cap, among the largest globally

Price/BookValuation
0.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.6%10/10

Strong operational efficiency at 32.6%

EPS GrowthGrowth
107.8%10/10

Earnings expanding 107.8% YoY

Profit MarginProfitability
22.3%9/10

Keeps 22 of every $100 in revenue as profit

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

TCBS5 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

EPS GrowthGrowth
52.2%10/10

Earnings expanding 52.2% YoY

Profit MarginProfitability
20.1%9/10

Keeps 20 of every $100 in revenue as profit

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

Operating MarginProfitability
26.6%8/10

Strong operational efficiency at 26.6%

Areas to Watch

BRK-B2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
10.062/10

Expensive relative to growth rate

TCBS4 concerns · Avg: 2.5/10
Market CapQuality
$50.27M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.6%3/10

ROE of 5.6% — below average capital efficiency

Free Cash FlowQuality
$-415,0002/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
-0.492/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-B

The strongest argument for BRK-B centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 22.3% and operating margin at 32.6%.

Bull Case : TCBS

The strongest argument for TCBS centers on Price/Book, EPS Growth, Profit Margin. Profitability is solid with margins at 20.1% and operating margin at 26.6%. Revenue growth of 13.5% demonstrates continued momentum.

Bear Case : BRK-B

The primary concerns for BRK-B are Piotroski F-Score, PEG Ratio.

Bear Case : TCBS

The primary concerns for TCBS are Market Cap, Return on Equity, Free Cash Flow.

Key Dynamics to Monitor

BRK-B carries more volatility with a beta of 0.60 — expect wider price swings.

TCBS is growing revenue faster at 13.5% — sustainability is the question.

BRK-B generates stronger free cash flow (5.6B), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BRK-B scores higher overall (74/100 vs 61/100), backed by strong 22.3% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Texas Community Bancshares Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Texas Community Bancshares Inc. is a prominent financial institution headquartered in Texas, providing a diverse range of banking and financial services designed for both retail and commercial clients. The company emphasizes responsible lending practices and exceptional customer service, reinforcing its vital role in local economic development and community engagement. With a strong commitment to financial literacy and sustainability, Texas Community Bancshares continuously adapts its offerings—including savings accounts, loans, and mortgages—to meet the evolving needs of its customers, thereby significantly contributing to the prosperity and stability of the region.

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