WallStSmart

Berkshire Hathaway Inc (BRK-A)vsTexas Community Bancshares Inc (TCBS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Berkshire Hathaway Inc generates 2386765% more annual revenue ($371.44B vs $15.56M). TCBS leads profitability with a 18.3% profit margin vs 18.0%. BRK-A trades at a lower P/E of 15.1x. TCBS earns a higher WallStSmart Score of 57/100 (C).

BRK-A

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 2.46

TCBS

Buy

57

out of 100

Grade: C

Growth: 8.7Profit: 6.0Value: 6.0Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRK-A6 strengths · Avg: 9.2/10
Market CapQuality
$1.01T10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
33.0%10/10

Strong operational efficiency at 33.0%

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.1x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$4.99B8/10

Generating 5.0B in free cash flow

TCBS4 strengths · Avg: 9.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

EPS GrowthGrowth
69.6%10/10

Earnings expanding 69.6% YoY

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Operating MarginProfitability
24.6%8/10

Strong operational efficiency at 24.6%

Areas to Watch

BRK-A4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
9.682/10

Expensive relative to growth rate

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

EPS GrowthGrowth
-2.5%2/10

Earnings declined 2.5%

TCBS2 concerns · Avg: 3.0/10
Market CapQuality
$49.05M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.4%3/10

ROE of 5.4% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : BRK-A

The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.

Bull Case : TCBS

The strongest argument for TCBS centers on Price/Book, EPS Growth, P/E Ratio. Profitability is solid with margins at 18.3% and operating margin at 24.6%.

Bear Case : BRK-A

The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.

Bear Case : TCBS

The primary concerns for TCBS are Market Cap, Return on Equity.

Key Dynamics to Monitor

BRK-A profiles as a declining stock while TCBS is a mature play — different risk/reward profiles.

BRK-A carries more volatility with a beta of 0.70 — expect wider price swings.

TCBS is growing revenue faster at 7.6% — sustainability is the question.

BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.

Bottom Line

TCBS scores higher overall (57/100 vs 53/100), backed by strong 18.3% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Berkshire Hathaway Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).

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Texas Community Bancshares Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Texas Community Bancshares Inc. is a prominent financial institution headquartered in Texas, specializing in a diverse array of banking and financial services designed for retail and commercial clientele. With a strong emphasis on responsible lending and personalized customer service, the company plays a vital role in fostering local economic development and community engagement. Texas Community Bancshares is dedicated to enhancing financial literacy and promoting sustainable growth, solidifying its position as a trusted partner in the regions it serves. By continually adapting its product offerings, such as savings accounts, loans, and mortgages, the company effectively meets the increasingly dynamic financial needs of its customers, contributing to regional prosperity.

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