Berkshire Hathaway Inc (BRK-A)vsStellar Bancorp, Inc. (STEL)
BRK-A
Berkshire Hathaway Inc
$712,064.33
-0.13%
FINANCIAL SERVICES · Cap: $1.02T
STEL
Stellar Bancorp, Inc.
$37.32
-0.72%
FINANCIAL SERVICES · Cap: $1.90B
Smart Verdict
WallStSmart Research — data-driven comparison
Berkshire Hathaway Inc generates 89783% more annual revenue ($371.44B vs $413.25M). STEL leads profitability with a 24.9% profit margin vs 18.0%. BRK-A trades at a lower P/E of 15.3x. STEL earns a higher WallStSmart Score of 52/100 (C-).
BRK-A
Buy51
out of 100
Grade: C-
STEL
Buy52
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 33.0%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Generating 5.0B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 36.4%
Keeps 25 of every $100 in revenue as profit
Areas to Watch
Weak financial health signals
Expensive relative to growth rate
Revenue declined 0.7%
Earnings declined 2.5%
Smaller company, higher risk/reward
ROE of 6.3% — below average capital efficiency
Revenue declined 3.1%
Comparative Analysis Report
WallStSmart ResearchBull Case : BRK-A
The strongest argument for BRK-A centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 18.0% and operating margin at 33.0%.
Bull Case : STEL
The strongest argument for STEL centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 24.9% and operating margin at 36.4%.
Bear Case : BRK-A
The primary concerns for BRK-A are Piotroski F-Score, PEG Ratio, Revenue Growth.
Bear Case : STEL
The primary concerns for STEL are Market Cap, Return on Equity, Revenue Growth.
Key Dynamics to Monitor
STEL carries more volatility with a beta of 0.76 — expect wider price swings.
BRK-A is growing revenue faster at -0.7% — sustainability is the question.
BRK-A generates stronger free cash flow (5.0B), providing more financial flexibility.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
STEL scores higher overall (52/100 vs 51/100), backed by strong 24.9% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Berkshire Hathaway Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Berkshire Hathaway Inc. is an American multinational conglomerate holding company headquartered in Omaha, Nebraska, United States. The company wholly owns GEICO, Duracell, Dairy Queen, BNSF, Lubrizol, Fruit of the Loom, Helzberg Diamonds, Long & Foster, FlightSafety International, Pampered Chef, Forest River, and NetJets, and also owns 38.6% of Pilot Flying J; and significant minority holdings in public companies Kraft Heinz Company (26.7%), American Express (18.8%), The Coca-Cola Company (9.32%), Bank of America (11.9%), and Apple (6.3%).
Visit Website →Stellar Bancorp, Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Stellar Bancorp, Inc. is the banking holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals and individual clients. The company is headquartered in Houston, Texas.
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