WallStSmart

BRBI BR Partners S.A. ADSs (BRBI)vsGoldman Sachs Group Inc (GS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Goldman Sachs Group Inc generates -684% more annual revenue ($67.57B vs $-11.57B). GS leads profitability with a 31.0% profit margin vs 0.0%. GS trades at a lower P/E of 16.8x. GS earns a higher WallStSmart Score of 81/100 (A-).

BRBI

Buy

53

out of 100

Grade: C-

Growth: 6.0Profit: 6.5Value: 5.3Quality: 4.0
Piotroski: 3/9

GS

Exceptional Buy

81

out of 100

Grade: A-

Growth: 10.0Profit: 8.0Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.14

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BRBI3 strengths · Avg: 9.0/10
Operating MarginProfitability
32.5%10/10

Strong operational efficiency at 32.5%

Return on EquityProfitability
22.1%9/10

Every $100 of equity generates 22 in profit

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

GS6 strengths · Avg: 9.7/10
Market CapQuality
$311.24B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
31.0%10/10

Keeps 31 of every $100 in revenue as profit

Operating MarginProfitability
42.3%10/10

Strong operational efficiency at 42.3%

Revenue GrowthGrowth
42.5%10/10

Revenue surging 42.5% year-over-year

EPS GrowthGrowth
92.3%10/10

Earnings expanding 92.3% YoY

P/E RatioValuation
16.8x8/10

Attractively priced relative to earnings

Areas to Watch

BRBI4 concerns · Avg: 3.3/10
P/E RatioValuation
27.3x4/10

Moderate valuation

Market CapQuality
$300.55M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

GS4 concerns · Avg: 2.3/10
PEG RatioValuation
1.544/10

Expensive relative to growth rate

Free Cash FlowQuality
$-32.43B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.142/10

Distress zone — elevated risk

Debt/EquityHealth
6.471/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BRBI

The strongest argument for BRBI centers on Operating Margin, Return on Equity, Price/Book.

Bull Case : GS

The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.0% and operating margin at 42.3%. Revenue growth of 42.5% demonstrates continued momentum.

Bear Case : BRBI

The primary concerns for BRBI are P/E Ratio, Market Cap, Profit Margin.

Bear Case : GS

The primary concerns for GS are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 6.47 is elevated, increasing financial risk.

Key Dynamics to Monitor

BRBI profiles as a value stock while GS is a growth play — different risk/reward profiles.

GS carries more volatility with a beta of 1.29 — expect wider price swings.

GS is growing revenue faster at 42.5% — sustainability is the question.

BRBI generates stronger free cash flow (-13M), providing more financial flexibility.

Bottom Line

GS scores higher overall (81/100 vs 53/100), backed by strong 31.0% margins and 42.5% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BRBI BR Partners S.A. ADSs

FINANCIAL SERVICES · CAPITAL MARKETS · USA

BRBI BR Partners S.A., is an investment bank that specializes in providing financial services for entrepreneurs and families in Brazil. The company is headquartered in So Paulo, Brazil.

Goldman Sachs Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.

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