Banco Macro SA B ADR (BMA)vsHDFC Bank Limited ADR (HDB)
BMA
Banco Macro SA B ADR
$84.94
-2.38%
FINANCIAL SERVICES · Cap: $6.31B
HDB
HDFC Bank Limited ADR
$23.41
-2.58%
FINANCIAL SERVICES · Cap: $122.21B
Smart Verdict
WallStSmart Research — data-driven comparison
Banco Macro SA B ADR generates 43% more annual revenue ($4.06T vs $2.83T). HDB leads profitability with a 26.8% profit margin vs 7.1%. BMA appears more attractively valued with a PEG of 0.47. HDB earns a higher WallStSmart Score of 68/100 (B-).
BMA
Buy54
out of 100
Grade: C-
HDB
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Generating 594.0B in free cash flow
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 24.1%
Strong operational efficiency at 40.5%
Generating 1.7T in free cash flow
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
ROE of 0.0% — below average capital efficiency
7.1% margin — thin
Weak financial health signals
Revenue declined 3.3%
Trading at 9.7x book value
Elevated debt levels
Revenue declined 1.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : BMA
The strongest argument for BMA centers on PEG Ratio, Free Cash Flow, Debt/Equity. PEG of 0.47 suggests the stock is reasonably priced for its growth.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Free Cash Flow, Market Cap. Profitability is solid with margins at 26.8% and operating margin at 40.5%. PEG of 1.01 suggests the stock is reasonably priced for its growth.
Bear Case : BMA
The primary concerns for BMA are Return on Equity, Profit Margin, Piotroski F-Score.
Bear Case : HDB
The primary concerns for HDB are Price/Book, Debt/Equity, Revenue Growth.
Key Dynamics to Monitor
BMA profiles as a value stock while HDB is a declining play — different risk/reward profiles.
BMA carries more volatility with a beta of 0.50 — expect wider price swings.
HDB is growing revenue faster at -1.8% — sustainability is the question.
HDB generates stronger free cash flow (1.7T), providing more financial flexibility.
Bottom Line
HDB scores higher overall (68/100 vs 54/100), backed by strong 26.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Macro SA B ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Macro SA offers various banking products and services to retail and corporate clients in Argentina. The company is headquartered in Buenos Aires, Argentina.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?