Banco Macro SA B ADR (BMA)vsHDFC Bank Limited ADR (HDB)
BMA
Banco Macro SA B ADR
$71.78
+1.83%
FINANCIAL SERVICES · Cap: $4.57B
HDB
HDFC Bank Limited ADR
$25.79
+2.67%
FINANCIAL SERVICES · Cap: $130.27B
Smart Verdict
WallStSmart Research — data-driven comparison
Banco Macro SA B ADR generates 43% more annual revenue ($4.07T vs $2.85T). HDB leads profitability with a 26.2% profit margin vs 7.1%. BMA appears more attractively valued with a PEG of 0.47. HDB earns a higher WallStSmart Score of 78/100 (B+).
BMA
Buy56
out of 100
Grade: C
HDB
Strong Buy78
out of 100
Grade: B+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-433.3%
Fair Value
$17.68
Current Price
$71.78
$54.10 premium
Margin of Safety
+11.2%
Fair Value
$36.29
Current Price
$25.79
$10.50 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Strong operational efficiency at 34.8%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Revenue surging 26.4% year-over-year
Areas to Watch
Moderate valuation
Trading at 12.2x book value
ROE of 6.3% — below average capital efficiency
7.1% margin — thin
Elevated debt levels
Weak financial health signals
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BMA
The strongest argument for BMA centers on PEG Ratio. PEG of 0.47 suggests the stock is reasonably priced for its growth.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 26.2% and operating margin at 34.8%. Revenue growth of 26.4% demonstrates continued momentum.
Bear Case : BMA
The primary concerns for BMA are P/E Ratio, Price/Book, Return on Equity.
Bear Case : HDB
The primary concerns for HDB are Debt/Equity, Piotroski F-Score, Altman Z-Score.
Key Dynamics to Monitor
BMA profiles as a value stock while HDB is a growth play — different risk/reward profiles.
BMA carries more volatility with a beta of 0.68 — expect wider price swings.
HDB is growing revenue faster at 26.4% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HDB scores higher overall (78/100 vs 56/100), backed by strong 26.2% margins and 26.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Macro SA B ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Macro SA offers various banking products and services to retail and corporate clients in Argentina. The company is headquartered in Buenos Aires, Argentina.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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