Banco Macro SA B ADR (BMA)vsHDFC Bank Limited ADR (HDB)
BMA
Banco Macro SA B ADR
$77.82
-1.28%
FINANCIAL SERVICES · Cap: $5.01B
HDB
HDFC Bank Limited ADR
$23.34
+6.87%
FINANCIAL SERVICES · Cap: $119.10B
Smart Verdict
WallStSmart Research — data-driven comparison
Banco Macro SA B ADR generates 17% more annual revenue ($3.45T vs $2.95T). HDB leads profitability with a 26.8% profit margin vs 8.4%. BMA appears more attractively valued with a PEG of 0.47. HDB earns a higher WallStSmart Score of 76/100 (B+).
BMA
Strong Buy70
out of 100
Grade: B
HDB
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Reasonable price relative to book value
Generating 575.3B in free cash flow
Conservative balance sheet, low leverage
Strong operational efficiency at 26.1%
Revenue surging 21.4% year-over-year
Strong operational efficiency at 33.3%
Generating 1.7T in free cash flow
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
16.6% revenue growth
Areas to Watch
ROE of 0.0% — below average capital efficiency
Weak financial health signals
Distress zone — elevated risk
Trading at 9.4x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : BMA
The strongest argument for BMA centers on PEG Ratio, Price/Book, Free Cash Flow. Revenue growth of 21.4% demonstrates continued momentum. PEG of 0.47 suggests the stock is reasonably priced for its growth.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Free Cash Flow, Market Cap. Profitability is solid with margins at 26.8% and operating margin at 33.3%. Revenue growth of 16.6% demonstrates continued momentum.
Bear Case : BMA
The primary concerns for BMA are Return on Equity, Piotroski F-Score, Altman Z-Score.
Bear Case : HDB
The primary concerns for HDB are Price/Book.
Key Dynamics to Monitor
BMA carries more volatility with a beta of 0.41 — expect wider price swings.
BMA is growing revenue faster at 21.4% — sustainability is the question.
HDB generates stronger free cash flow (1.7T), providing more financial flexibility.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
HDB scores higher overall (76/100 vs 70/100), backed by strong 26.8% margins and 16.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Macro SA B ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Macro SA offers various banking products and services to retail and corporate clients in Argentina. The company is headquartered in Buenos Aires, Argentina.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
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