WallStSmart

Blackline Inc (BL)vsUber Technologies Inc (UBER)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 7440% more annual revenue ($55.23B vs $732.45M). UBER leads profitability with a 17.3% profit margin vs 4.8%. BL appears more attractively valued with a PEG of 4.54. UBER earns a higher WallStSmart Score of 64/100 (C+).

BL

Hold

44

out of 100

Grade: D

Growth: 8.0Profit: 5.0Value: 4.7Quality: 4.0
Piotroski: 4/9Altman Z: 0.87

UBER

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 7.5Value: 5.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BLUndervalued (+51.5%)

Margin of Safety

+51.5%

Fair Value

$86.48

Current Price

$28.35

$58.13 discount

UndervaluedFair: $86.48Overvalued
UBERUndervalued (+0.4%)

Margin of Safety

+0.4%

Fair Value

$71.93

Current Price

$71.67

$0.26 discount

UndervaluedFair: $71.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BL1 strengths · Avg: 10.0/10
EPS GrowthGrowth
101.6%10/10

Earnings expanding 101.6% YoY

UBER5 strengths · Avg: 9.0/10
Return on EquityProfitability
35.1%10/10

Every $100 of equity generates 35 in profit

EPS GrowthGrowth
85.5%10/10

Earnings expanding 85.5% YoY

Market CapQuality
$146.39B9/10

Large-cap with strong market position

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.79B8/10

Generating 2.8B in free cash flow

Areas to Watch

BL4 concerns · Avg: 2.5/10
Market CapQuality
$1.71B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.8%3/10

4.8% margin — thin

PEG RatioValuation
4.542/10

Expensive relative to growth rate

P/E RatioValuation
53.6x2/10

Premium valuation, high expectations priced in

UBER2 concerns · Avg: 2.0/10
PEG RatioValuation
6.152/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BL

The strongest argument for BL centers on EPS Growth.

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, EPS Growth, Market Cap. Profitability is solid with margins at 17.3% and operating margin at 13.3%. Revenue growth of 12.2% demonstrates continued momentum.

Bear Case : BL

The primary concerns for BL are Market Cap, Profit Margin, PEG Ratio. A P/E of 53.6x leaves little room for execution misses. Debt-to-equity of 2.18 is elevated, increasing financial risk.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

BL profiles as a value stock while UBER is a mature play — different risk/reward profiles.

UBER carries more volatility with a beta of 1.16 — expect wider price swings.

UBER is growing revenue faster at 12.2% — sustainability is the question.

UBER generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

UBER scores higher overall (64/100 vs 44/100), backed by strong 17.3% margins and 12.2% revenue growth. BL offers better value entry with a 51.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Blackline Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

BlackLine, Inc. offers cloud-based solutions to automate and streamline accounting and finance operations in the United States and internationally. The company is headquartered in Woodland Hills, California.

Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

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