WallStSmart

Black Hills Corporation (BKH)vsSpire Inc (SR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Spire Inc generates 11% more annual revenue ($2.57B vs $2.31B). BKH leads profitability with a 12.6% profit margin vs 11.1%. SR appears more attractively valued with a PEG of 2.46. SR earns a higher WallStSmart Score of 63/100 (C+).

BKH

Buy

57

out of 100

Grade: C

Growth: 4.0Profit: 7.0Value: 5.3Quality: 3.8
Piotroski: 4/9Altman Z: 0.92

SR

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 6.5Value: 6.0Quality: 3.5
Piotroski: 4/9Altman Z: 0.57
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BKHUndervalued (+16.7%)

Margin of Safety

+16.7%

Fair Value

$87.12

Current Price

$74.31

$12.81 discount

UndervaluedFair: $87.12Overvalued
SRUndervalued (+25.3%)

Margin of Safety

+25.3%

Fair Value

$117.83

Current Price

$89.73

$28.10 discount

UndervaluedFair: $117.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BKH2 strengths · Avg: 9.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
26.2%8/10

Strong operational efficiency at 26.2%

SR2 strengths · Avg: 8.0/10
Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Operating MarginProfitability
23.4%8/10

Strong operational efficiency at 23.4%

Areas to Watch

BKH4 concerns · Avg: 2.5/10
EPS GrowthGrowth
0.9%4/10

0.9% earnings growth

PEG RatioValuation
2.732/10

Expensive relative to growth rate

Free Cash FlowQuality
$-101.50M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.922/10

Distress zone — elevated risk

SR4 concerns · Avg: 2.8/10
PEG RatioValuation
2.464/10

Expensive relative to growth rate

Debt/EquityHealth
1.563/10

Elevated debt levels

Free Cash FlowQuality
$-121.80M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.572/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BKH

The strongest argument for BKH centers on Price/Book, Operating Margin.

Bull Case : SR

The strongest argument for SR centers on Price/Book, Operating Margin. Revenue growth of 13.9% demonstrates continued momentum.

Bear Case : BKH

The primary concerns for BKH are EPS Growth, PEG Ratio, Free Cash Flow.

Bear Case : SR

The primary concerns for SR are PEG Ratio, Debt/Equity, Free Cash Flow. Debt-to-equity of 1.56 is elevated, increasing financial risk.

Key Dynamics to Monitor

BKH carries more volatility with a beta of 0.71 — expect wider price swings.

SR is growing revenue faster at 13.9% — sustainability is the question.

BKH generates stronger free cash flow (-102M), providing more financial flexibility.

Monitor UTILITIES - REGULATED GAS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SR scores higher overall (63/100 vs 57/100) and 13.9% revenue growth. BKH offers better value entry with a 16.7% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Black Hills Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

Black Hills Corporation is a natural gas and electric utility company in the United States. The company is headquartered in Rapid City, South Dakota.

Spire Inc

UTILITIES · UTILITIES - REGULATED GAS · USA

Spire Inc. engages in the purchase, retail distribution, and sale of natural gas to residential, commercial, industrial, and other end-users of natural gas in the United States. The company is headquartered in St. Louis, Missouri.

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