WallStSmart

Black Hills Corporation (BKH)vsRGC Resources Inc (RGCO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Black Hills Corporation generates 2046% more annual revenue ($2.30B vs $107.14M). RGCO leads profitability with a 13.1% profit margin vs 13.0%. RGCO appears more attractively valued with a PEG of 1.30. BKH earns a higher WallStSmart Score of 63/100 (C+).

BKH

Buy

63

out of 100

Grade: C+

Growth: 5.3Profit: 6.0Value: 4.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.92

RGCO

Hold

47

out of 100

Grade: D+

Growth: 3.3Profit: 6.0Value: 6.3Quality: 3.5
Piotroski: 4/9Altman Z: 0.90
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BKHUndervalued (+1.3%)

Margin of Safety

+1.3%

Fair Value

$73.56

Current Price

$71.30

$2.26 discount

UndervaluedFair: $73.56Overvalued

Intrinsic value data unavailable for RGCO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BKH3 strengths · Avg: 8.7/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
21.4%8/10

Strong operational efficiency at 21.4%

EPS GrowthGrowth
31.6%8/10

Earnings expanding 31.6% YoY

RGCO2 strengths · Avg: 8.0/10
P/E RatioValuation
16.2x8/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

BKH4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
3.1%4/10

3.1% revenue growth

Return on EquityProfitability
7.3%3/10

ROE of 7.3% — below average capital efficiency

Debt/EquityHealth
1.143/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

RGCO4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$228.50M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.213/10

Elevated debt levels

Revenue GrowthGrowth
-0.9%2/10

Revenue declined 0.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : BKH

The strongest argument for BKH centers on Price/Book, Operating Margin, EPS Growth.

Bull Case : RGCO

The strongest argument for RGCO centers on P/E Ratio, Price/Book. PEG of 1.30 suggests the stock is reasonably priced for its growth.

Bear Case : BKH

The primary concerns for BKH are Revenue Growth, Return on Equity, Debt/Equity.

Bear Case : RGCO

The primary concerns for RGCO are EPS Growth, Market Cap, Debt/Equity.

Key Dynamics to Monitor

BKH profiles as a value stock while RGCO is a declining play — different risk/reward profiles.

BKH carries more volatility with a beta of 0.69 — expect wider price swings.

BKH is growing revenue faster at 3.1% — sustainability is the question.

RGCO generates stronger free cash flow (-323,493), providing more financial flexibility.

Bottom Line

BKH scores higher overall (63/100 vs 47/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Black Hills Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

Black Hills Corporation is a natural gas and electric utility company in the United States. The company is headquartered in Rapid City, South Dakota.

RGC Resources Inc

UTILITIES · UTILITIES - REGULATED GAS · USA

RGC Resources, Inc. is an energy services company. The company is headquartered in Roanoke, Virginia.

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