WallStSmart

Bill Com Holdings Inc (BILL)vsLG Display Co Ltd (LPL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

LG Display Co Ltd generates 1628710% more annual revenue ($25.28T vs $1.55B). LPL leads profitability with a -0.3% profit margin vs -1.6%. BILL appears more attractively valued with a PEG of 0.52. BILL earns a higher WallStSmart Score of 51/100 (C-).

BILL

Buy

51

out of 100

Grade: C-

Growth: 6.7Profit: 2.0Value: 7.7Quality: 4.8
Piotroski: 5/9Altman Z: 0.65

LPL

Hold

36

out of 100

Grade: F

Growth: 2.0Profit: 3.5Value: 4.3Quality: 3.8
Piotroski: 5/9Altman Z: 0.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BILLUndervalued (+82.4%)

Margin of Safety

+82.4%

Fair Value

$267.55

Current Price

$37.25

$230.30 discount

UndervaluedFair: $267.55Overvalued

Intrinsic value data unavailable for LPL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BILL2 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.528/10

Growing faster than its price suggests

LPL2 strengths · Avg: 10.0/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

Free Cash FlowQuality
$1.18T10/10

Generating 1.2T in free cash flow

Areas to Watch

BILL4 concerns · Avg: 2.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Return on EquityProfitability
-0.6%2/10

ROE of -0.6% — below average capital efficiency

Altman Z-ScoreHealth
0.652/10

Distress zone — elevated risk

Profit MarginProfitability
-1.6%1/10

Currently unprofitable

LPL4 concerns · Avg: 3.0/10
P/E RatioValuation
27.5x4/10

Moderate valuation

Return on EquityProfitability
3.8%3/10

ROE of 3.8% — below average capital efficiency

Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

PEG RatioValuation
6.562/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : BILL

The strongest argument for BILL centers on Price/Book, PEG Ratio. Revenue growth of 14.4% demonstrates continued momentum. PEG of 0.52 suggests the stock is reasonably priced for its growth.

Bull Case : LPL

The strongest argument for LPL centers on Price/Book, Free Cash Flow.

Bear Case : BILL

The primary concerns for BILL are EPS Growth, Return on Equity, Altman Z-Score.

Bear Case : LPL

The primary concerns for LPL are P/E Ratio, Return on Equity, Operating Margin.

Key Dynamics to Monitor

BILL carries more volatility with a beta of 1.32 — expect wider price swings.

BILL is growing revenue faster at 14.4% — sustainability is the question.

LPL generates stronger free cash flow (1.2T), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BILL scores higher overall (51/100 vs 36/100) and 14.4% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bill Com Holdings Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Bill.com Holdings, Inc. provides cloud-based software that digitizes and automates financial back-office operations for small and medium-sized businesses globally. The company is headquartered in Palo Alto, California.

LG Display Co Ltd

TECHNOLOGY · CONSUMER ELECTRONICS · USA

LG Display Co., Ltd. is dedicated to the design, manufacture and sale of thin film transistor liquid crystal displays (TFT-LCD) and display panels based on organic light emitting diode (OLED) technology. The company is headquartered in Seoul, South Korea.

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