WallStSmart

BCE Inc (BCE)vsAT&T Inc. (T)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AT&T Inc. generates 413% more annual revenue ($127.24B vs $24.80B). BCE leads profitability with a 25.9% profit margin vs 16.9%. BCE appears more attractively valued with a PEG of 0.22. BCE earns a higher WallStSmart Score of 75/100 (B+).

BCE

Strong Buy

75

out of 100

Grade: B+

Growth: 3.3Profit: 8.5Value: 9.3Quality: 3.0
Piotroski: 3/9Altman Z: 0.80

T

Strong Buy

68

out of 100

Grade: B-

Growth: 4.7Profit: 7.5Value: 6.7Quality: 3.5
Piotroski: 5/9Altman Z: 0.87
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

BCEUndervalued (+25.2%)

Margin of Safety

+25.2%

Fair Value

$34.31

Current Price

$23.39

$10.92 discount

UndervaluedFair: $34.31Overvalued
TUndervalued (+6.1%)

Margin of Safety

+6.1%

Fair Value

$27.74

Current Price

$26.06

$1.68 discount

UndervaluedFair: $27.74Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BCE6 strengths · Avg: 9.3/10
PEG RatioValuation
0.2210/10

Growing faster than its price suggests

P/E RatioValuation
4.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Return on EquityProfitability
26.2%9/10

Every $100 of equity generates 26 in profit

Profit MarginProfitability
25.9%9/10

Keeps 26 of every $100 in revenue as profit

Operating MarginProfitability
22.1%8/10

Strong operational efficiency at 22.1%

T5 strengths · Avg: 8.6/10
P/E RatioValuation
8.6x10/10

Attractively priced relative to earnings

Market CapQuality
$178.57B9/10

Large-cap with strong market position

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.8%8/10

Strong operational efficiency at 24.8%

Free Cash FlowQuality
$5.17B8/10

Generating 5.2B in free cash flow

Areas to Watch

BCE4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.5%4/10

1.5% revenue growth

Debt/EquityHealth
1.753/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-3.8%2/10

Earnings declined 3.8%

T4 concerns · Avg: 3.3/10
PEG RatioValuation
1.554/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.3%4/10

2.3% revenue growth

Debt/EquityHealth
1.473/10

Elevated debt levels

Altman Z-ScoreHealth
0.872/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : BCE

The strongest argument for BCE centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 25.9% and operating margin at 22.1%. PEG of 0.22 suggests the stock is reasonably priced for its growth.

Bull Case : T

The strongest argument for T centers on P/E Ratio, Market Cap, Price/Book. Profitability is solid with margins at 16.9% and operating margin at 24.8%.

Bear Case : BCE

The primary concerns for BCE are Revenue Growth, Debt/Equity, Piotroski F-Score. Debt-to-equity of 1.75 is elevated, increasing financial risk.

Bear Case : T

The primary concerns for T are PEG Ratio, Revenue Growth, Debt/Equity.

Key Dynamics to Monitor

BCE carries more volatility with a beta of 0.61 — expect wider price swings.

T is growing revenue faster at 2.3% — sustainability is the question.

T generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor TELECOM SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BCE scores higher overall (75/100 vs 68/100), backed by strong 25.9% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

BCE Inc

COMMUNICATION SERVICES · TELECOM SERVICES · USA

BCE Inc., a telecommunications and media company, provides wireless, wireline, Internet and television (TV) services to residential, commercial and wholesale customers in Canada. The company is headquartered in Verdun, Canada.

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AT&T Inc.

COMMUNICATION SERVICES · TELECOM SERVICES · USA

AT&T Inc. is an American multinational conglomerate holding company, Delaware-registered but headquartered at Whitacre Tower in Downtown Dallas, Texas. It is the world largest telecommunications company, and the second largest provider of mobile telephone services.

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