WallStSmart

Banco Bradesco SA ADR (BBD)vsJPMorgan Chase & Co (JPM)

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Smart Verdict

WallStSmart Research — data-driven comparison

JPMorgan Chase & Co generates 99% more annual revenue ($190.73B vs $95.90B). JPM leads profitability with a 34.6% profit margin vs 27.3%. JPM appears more attractively valued with a PEG of 1.57. BBD earns a higher WallStSmart Score of 79/100 (B+).

BBD

Strong Buy

79

out of 100

Grade: B+

Growth: 7.3Profit: 7.5Value: 6.3Quality: 3.5
Piotroski: 6/9Altman Z: 0.17

JPM

Strong Buy

71

out of 100

Grade: B

Growth: 7.3Profit: 8.0Value: 5.7Quality: 3.0
Piotroski: 4/9Altman Z: 0.55

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BBD5 strengths · Avg: 9.4/10
P/E RatioValuation
9.0x10/10

Attractively priced relative to earnings

Price/BookValuation
0.7x10/10

Reasonable price relative to book value

Operating MarginProfitability
37.9%10/10

Strong operational efficiency at 37.9%

Profit MarginProfitability
27.3%9/10

Keeps 27 of every $100 in revenue as profit

EPS GrowthGrowth
33.4%8/10

Earnings expanding 33.4% YoY

JPM5 strengths · Avg: 9.2/10
Market CapQuality
$902.16B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
34.6%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
42.6%10/10

Strong operational efficiency at 42.6%

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Areas to Watch

BBD4 concerns · Avg: 2.3/10
PEG RatioValuation
1.714/10

Expensive relative to growth rate

Free Cash FlowQuality
$-15.57B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.172/10

Distress zone — elevated risk

Debt/EquityHealth
3.911/10

Elevated debt levels

JPM3 concerns · Avg: 2.3/10
PEG RatioValuation
1.574/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

Debt/EquityHealth
3.321/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BBD

The strongest argument for BBD centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 27.3% and operating margin at 37.9%. Revenue growth of 12.4% demonstrates continued momentum.

Bull Case : JPM

The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 42.6%. Revenue growth of 10.2% demonstrates continued momentum.

Bear Case : BBD

The primary concerns for BBD are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.91 is elevated, increasing financial risk.

Bear Case : JPM

The primary concerns for JPM are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.32 is elevated, increasing financial risk.

Key Dynamics to Monitor

JPM carries more volatility with a beta of 1.01 — expect wider price swings.

BBD is growing revenue faster at 12.4% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

BBD scores higher overall (79/100 vs 71/100), backed by strong 27.3% margins and 12.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Banco Bradesco SA ADR

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Banco Bradesco SA, offers various banking products and services to individuals, corporations and companies in Brazil and internationally. The company is headquartered in Osasco, Brazil.

JPMorgan Chase & Co

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.

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