Banco Bradesco SA ADR (BBD)vsHDFC Bank Limited ADR (HDB)
BBD
Banco Bradesco SA ADR
$3.36
-0.88%
FINANCIAL SERVICES · Cap: $35.20B
HDB
HDFC Bank Limited ADR
$23.41
-2.58%
FINANCIAL SERVICES · Cap: $122.21B
Smart Verdict
WallStSmart Research — data-driven comparison
HDFC Bank Limited ADR generates 2991% more annual revenue ($2.83T vs $91.67B). HDB leads profitability with a 26.8% profit margin vs 25.4%. HDB appears more attractively valued with a PEG of 1.01. BBD earns a higher WallStSmart Score of 72/100 (B).
BBD
Strong Buy72
out of 100
Grade: B
HDB
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 66 in profit
Strong operational efficiency at 35.1%
Generating 83.3B in free cash flow
Keeps 25 of every $100 in revenue as profit
Strong operational efficiency at 40.5%
Generating 1.7T in free cash flow
Large-cap with strong market position
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Earnings declined 7.5%
Distress zone — elevated risk
Elevated debt levels
Trading at 9.7x book value
Elevated debt levels
Revenue declined 1.8%
Comparative Analysis Report
WallStSmart ResearchBull Case : BBD
The strongest argument for BBD centers on P/E Ratio, Price/Book, Return on Equity. Profitability is solid with margins at 25.4% and operating margin at 35.1%. Revenue growth of 10.5% demonstrates continued momentum.
Bull Case : HDB
The strongest argument for HDB centers on Operating Margin, Free Cash Flow, Market Cap. Profitability is solid with margins at 26.8% and operating margin at 40.5%. PEG of 1.01 suggests the stock is reasonably priced for its growth.
Bear Case : BBD
The primary concerns for BBD are PEG Ratio, EPS Growth, Altman Z-Score. Debt-to-equity of 4.70 is elevated, increasing financial risk.
Bear Case : HDB
The primary concerns for HDB are Price/Book, Debt/Equity, Revenue Growth.
Key Dynamics to Monitor
BBD profiles as a mature stock while HDB is a declining play — different risk/reward profiles.
HDB carries more volatility with a beta of 0.43 — expect wider price swings.
BBD is growing revenue faster at 10.5% — sustainability is the question.
HDB generates stronger free cash flow (1.7T), providing more financial flexibility.
Bottom Line
BBD scores higher overall (72/100 vs 68/100), backed by strong 25.4% margins and 10.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Banco Bradesco SA ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Banco Bradesco SA, offers various banking products and services to individuals, corporations and companies in Brazil and internationally. The company is headquartered in Osasco, Brazil.
HDFC Bank Limited ADR
FINANCIAL SERVICES · BANKS - REGIONAL · USA
HDFC Bank Limited offers various banking and financial services to individuals and businesses in India, Bahrain, Hong Kong and Dubai. The company is headquartered in Mumbai, India.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
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