Bank of America Corp (BAC)vs1st Source Corporation (SRCE)
BAC
Bank of America Corp
$50.54
-0.32%
FINANCIAL SERVICES · Cap: $345.08B
SRCE
1st Source Corporation
$88.25
+0.62%
FINANCIAL SERVICES · Cap: $2.11B
Smart Verdict
WallStSmart Research — data-driven comparison
Bank of America Corp generates 25315% more annual revenue ($114.87B vs $451.99M). SRCE leads profitability with a 39.4% profit margin vs 28.1%. BAC appears more attractively valued with a PEG of 0.91. BAC earns a higher WallStSmart Score of 72/100 (B).
BAC
Strong Buy72
out of 100
Grade: B
SRCE
Strong Buy71
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 31.3%
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 52.3%
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Elevated debt levels
Earnings declined 14.3%
Negative free cash flow — burning cash
Distress zone — elevated risk
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BAC
The strongest argument for BAC centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 28.1% and operating margin at 31.3%. PEG of 0.91 suggests the stock is reasonably priced for its growth.
Bull Case : SRCE
The strongest argument for SRCE centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 39.4% and operating margin at 52.3%. PEG of 1.37 suggests the stock is reasonably priced for its growth.
Bear Case : BAC
The primary concerns for BAC are Debt/Equity, EPS Growth, Free Cash Flow.
Bear Case : SRCE
The primary concerns for SRCE are Altman Z-Score.
Key Dynamics to Monitor
BAC carries more volatility with a beta of 1.21 — expect wider price swings.
SRCE is growing revenue faster at 8.8% — sustainability is the question.
SRCE generates stronger free cash flow (69M), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BAC scores higher overall (72/100 vs 71/100), backed by strong 28.1% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of America Corp
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.
Visit Website →1st Source Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
1st Source Corporation is the holding company of 1st Source Bank providing commercial and consumer banking services, trust and wealth advisory services, and insurance to individual and commercial clients. The company is headquartered in South Bend, Indiana.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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