WallStSmart

Bank of America Corp (BAC)vsRunway Growth Finance Corp (RWAY)

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Smart Verdict

WallStSmart Research — data-driven comparison

Bank of America Corp generates 86104% more annual revenue ($114.87B vs $133.26M). BAC leads profitability with a 28.1% profit margin vs 5.8%. BAC appears more attractively valued with a PEG of 0.91. BAC earns a higher WallStSmart Score of 72/100 (B).

BAC

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 7.5Value: 7.7Quality: 4.0
Piotroski: 6/9Altman Z: -0.29

RWAY

Buy

64

out of 100

Grade: C+

Growth: 8.7Profit: 5.5Value: 5.7Quality: 4.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BAC6 strengths · Avg: 9.8/10
Market CapQuality
$345.08B10/10

Mega-cap, among the largest globally

P/E RatioValuation
11.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
31.3%10/10

Strong operational efficiency at 31.3%

Free Cash FlowQuality
$29.04B10/10

Generating 29.0B in free cash flow

Profit MarginProfitability
28.1%9/10

Keeps 28 of every $100 in revenue as profit

RWAY3 strengths · Avg: 9.3/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Operating MarginProfitability
84.2%10/10

Strong operational efficiency at 84.2%

EPS GrowthGrowth
42.8%8/10

Earnings expanding 42.8% YoY

Areas to Watch

BAC3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.283/10

Elevated debt levels

EPS GrowthGrowth
-14.3%2/10

Earnings declined 14.3%

Altman Z-ScoreHealth
-0.292/10

Distress zone — elevated risk

RWAY4 concerns · Avg: 3.3/10
P/E RatioValuation
26.5x4/10

Moderate valuation

Market CapQuality
$266.97M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.8%3/10

5.8% margin — thin

Debt/EquityHealth
1.383/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BAC

The strongest argument for BAC centers on Market Cap, P/E Ratio, Price/Book. Profitability is solid with margins at 28.1% and operating margin at 31.3%. PEG of 0.91 suggests the stock is reasonably priced for its growth.

Bull Case : RWAY

The strongest argument for RWAY centers on Price/Book, Operating Margin, EPS Growth. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bear Case : BAC

The primary concerns for BAC are Debt/Equity, EPS Growth, Altman Z-Score.

Bear Case : RWAY

The primary concerns for RWAY are P/E Ratio, Market Cap, Profit Margin.

Key Dynamics to Monitor

BAC profiles as a mature stock while RWAY is a value play — different risk/reward profiles.

BAC carries more volatility with a beta of 1.21 — expect wider price swings.

BAC is growing revenue faster at 7.1% — sustainability is the question.

BAC generates stronger free cash flow (29.0B), providing more financial flexibility.

Bottom Line

BAC scores higher overall (72/100 vs 64/100), backed by strong 28.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank of America Corp

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.

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Runway Growth Finance Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Runway Growth Finance Corp (RWAY) is a prominent business development company dedicated to delivering growth capital to venture-backed private firms, primarily within the technology and life sciences sectors. By providing tailored financing solutions, RWAY acts as a strategic partner for high-growth enterprises seeking to scale effectively. Supported by a seasoned management team with extensive industry expertise, the company adeptly navigates the complexities of dynamic startups. For institutional investors, RWAY presents an attractive opportunity to tap into the immense potential of innovative industries through its disciplined investment strategy.

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