WallStSmart

Bank of America Corp (BAC)vsRunway Growth Finance Corp (RWAY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Bank of America Corp generates 83314% more annual revenue ($109.59B vs $131.38M). BAC leads profitability with a 29.0% profit margin vs -2.0%. BAC appears more attractively valued with a PEG of 1.00. BAC earns a higher WallStSmart Score of 78/100 (B+).

BAC

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 7.5Value: 7.0Quality: 3.5
Piotroski: 5/9Altman Z: -0.27

RWAY

Hold

49

out of 100

Grade: D+

Growth: 4.7Profit: 5.0Value: 5.3Quality: 4.3
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BAC6 strengths · Avg: 9.5/10
Market CapQuality
$396.49B10/10

Mega-cap, among the largest globally

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.0%10/10

Strong operational efficiency at 36.0%

Free Cash FlowQuality
$41.77B10/10

Generating 41.8B in free cash flow

Profit MarginProfitability
29.0%9/10

Keeps 29 of every $100 in revenue as profit

PEG RatioValuation
1.008/10

Growing faster than its price suggests

RWAY2 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Operating MarginProfitability
71.7%10/10

Strong operational efficiency at 71.7%

Areas to Watch

BAC2 concerns · Avg: 2.5/10
Debt/EquityHealth
1.283/10

Elevated debt levels

Altman Z-ScoreHealth
-0.272/10

Distress zone — elevated risk

RWAY4 concerns · Avg: 2.5/10
Market CapQuality
$256.27M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.013/10

Elevated debt levels

Return on EquityProfitability
-0.6%2/10

ROE of -0.6% — below average capital efficiency

Revenue GrowthGrowth
-16.8%2/10

Revenue declined 16.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : BAC

The strongest argument for BAC centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 29.0% and operating margin at 36.0%. PEG of 1.00 suggests the stock is reasonably priced for its growth.

Bull Case : RWAY

The strongest argument for RWAY centers on Price/Book, Operating Margin. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bear Case : BAC

The primary concerns for BAC are Debt/Equity, Altman Z-Score.

Bear Case : RWAY

The primary concerns for RWAY are Market Cap, Debt/Equity, Return on Equity.

Key Dynamics to Monitor

BAC profiles as a mature stock while RWAY is a turnaround play — different risk/reward profiles.

BAC carries more volatility with a beta of 1.20 — expect wider price swings.

BAC is growing revenue faster at 8.1% — sustainability is the question.

BAC generates stronger free cash flow (41.8B), providing more financial flexibility.

Bottom Line

BAC scores higher overall (78/100 vs 49/100), backed by strong 29.0% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank of America Corp

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.

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Runway Growth Finance Corp

FINANCIAL SERVICES · ASSET MANAGEMENT · USA

Runway Growth Finance Corp (RWAY) is a leading business development company specializing in providing growth capital to venture-backed private enterprises, predominantly in the technology and life sciences sectors. With a focus on tailoring financing solutions to support high-growth firms, RWAY serves as a strategic partner, enabling these companies to scale effectively. The firm benefits from a seasoned management team with deep industry expertise, allowing it to navigate the complexities of dynamic startups. For institutional investors, RWAY offers a compelling opportunity to capitalize on the burgeoning potential within innovative industries through a disciplined investment approach.

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