WallStSmart

Bank of America Corp (BAC)vsPJT Partners Inc (PJT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Bank of America Corp generates 5992% more annual revenue ($114.87B vs $1.89B). BAC leads profitability with a 28.1% profit margin vs 10.6%. BAC appears more attractively valued with a PEG of 0.85. BAC earns a higher WallStSmart Score of 72/100 (B).

BAC

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 7.5Value: 7.0Quality: 4.0
Piotroski: 6/9Altman Z: -0.29

PJT

Strong Buy

71

out of 100

Grade: B

Growth: 8.7Profit: 8.5Value: 5.7Quality: 7.5
Piotroski: 5/9Altman Z: 3.08

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

BAC6 strengths · Avg: 9.5/10
Market CapQuality
$358.24B10/10

Mega-cap, among the largest globally

Price/BookValuation
1.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
31.3%10/10

Strong operational efficiency at 31.3%

Free Cash FlowQuality
$29.04B10/10

Generating 29.0B in free cash flow

Profit MarginProfitability
28.1%9/10

Keeps 28 of every $100 in revenue as profit

PEG RatioValuation
0.858/10

Growing faster than its price suggests

PJT5 strengths · Avg: 8.8/10
Return on EquityProfitability
68.4%10/10

Every $100 of equity generates 68 in profit

Altman Z-ScoreHealth
3.0810/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
21.0%8/10

Strong operational efficiency at 21.0%

Revenue GrowthGrowth
19.5%8/10

19.5% revenue growth

EPS GrowthGrowth
37.5%8/10

Earnings expanding 37.5% YoY

Areas to Watch

BAC3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.283/10

Elevated debt levels

EPS GrowthGrowth
-14.3%2/10

Earnings declined 14.3%

Altman Z-ScoreHealth
-0.292/10

Distress zone — elevated risk

PJT2 concerns · Avg: 3.5/10
Price/BookValuation
12.2x4/10

Trading at 12.2x book value

Debt/EquityHealth
1.343/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : BAC

The strongest argument for BAC centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 28.1% and operating margin at 31.3%. PEG of 0.85 suggests the stock is reasonably priced for its growth.

Bull Case : PJT

The strongest argument for PJT centers on Return on Equity, Altman Z-Score, Operating Margin. Revenue growth of 19.5% demonstrates continued momentum. PEG of 1.36 suggests the stock is reasonably priced for its growth.

Bear Case : BAC

The primary concerns for BAC are Debt/Equity, EPS Growth, Altman Z-Score.

Bear Case : PJT

The primary concerns for PJT are Price/Book, Debt/Equity.

Key Dynamics to Monitor

BAC profiles as a mature stock while PJT is a growth play — different risk/reward profiles.

BAC carries more volatility with a beta of 1.21 — expect wider price swings.

PJT is growing revenue faster at 19.5% — sustainability is the question.

BAC generates stronger free cash flow (29.0B), providing more financial flexibility.

Bottom Line

BAC scores higher overall (72/100 vs 71/100), backed by strong 28.1% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Bank of America Corp

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.

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PJT Partners Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

PJT Partners Inc., an investment bank, provides a variety of shareholder, restructuring and special situations, and capital market advisory services to corporations, financial backers, institutional investors and governments worldwide. The company is headquartered in New York, New York.

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