Bank of America Corp (BAC)vsNorthwest Bancshares Inc (NWBI)
BAC
Bank of America Corp
$51.14
+0.57%
FINANCIAL SERVICES · Cap: $358.24B
NWBI
Northwest Bancshares Inc
$15.22
-0.33%
FINANCIAL SERVICES · Cap: $2.23B
Smart Verdict
WallStSmart Research — data-driven comparison
Bank of America Corp generates 16472% more annual revenue ($114.87B vs $693.21M). NWBI leads profitability with a 28.9% profit margin vs 28.1%. BAC appears more attractively valued with a PEG of 0.85. NWBI earns a higher WallStSmart Score of 77/100 (B+).
BAC
Strong Buy72
out of 100
Grade: B
NWBI
Strong Buy77
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Reasonable price relative to book value
Strong operational efficiency at 31.3%
Generating 29.0B in free cash flow
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 41.1%
Earnings expanding 1600.0% YoY
Keeps 29 of every $100 in revenue as profit
Revenue surging 28.3% year-over-year
Areas to Watch
Elevated debt levels
Earnings declined 14.3%
Distress zone — elevated risk
Expensive relative to growth rate
ROE of 7.0% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : BAC
The strongest argument for BAC centers on Market Cap, Price/Book, Operating Margin. Profitability is solid with margins at 28.1% and operating margin at 31.3%. PEG of 0.85 suggests the stock is reasonably priced for its growth.
Bull Case : NWBI
The strongest argument for NWBI centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.9% and operating margin at 41.1%. Revenue growth of 28.3% demonstrates continued momentum.
Bear Case : BAC
The primary concerns for BAC are Debt/Equity, EPS Growth, Altman Z-Score.
Bear Case : NWBI
The primary concerns for NWBI are PEG Ratio, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
BAC profiles as a mature stock while NWBI is a growth play — different risk/reward profiles.
BAC carries more volatility with a beta of 1.21 — expect wider price swings.
NWBI is growing revenue faster at 28.3% — sustainability is the question.
BAC generates stronger free cash flow (29.0B), providing more financial flexibility.
Bottom Line
NWBI scores higher overall (77/100 vs 72/100), backed by strong 28.9% margins and 28.3% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Bank of America Corp
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.
Visit Website →Northwest Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Northwest Bancshares, Inc. is a Northwest Bank holding company offering a variety of personal and business banking solutions. The company is headquartered in Warren, Pennsylvania.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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