American Express Company (AXP)vsEZCORP Inc (EZPW)
AXP
American Express Company
$324.69
+1.24%
FINANCIAL SERVICES · Cap: $219.27B
EZPW
EZCORP Inc
$32.47
0.00%
FINANCIAL SERVICES · Cap: $2.03B
Smart Verdict
WallStSmart Research — data-driven comparison
American Express Company generates 4376% more annual revenue ($70.91B vs $1.58B). AXP leads profitability with a 16.1% profit margin vs 10.0%. EZPW appears more attractively valued with a PEG of 0.28. EZPW earns a higher WallStSmart Score of 76/100 (B+).
AXP
Strong Buy70
out of 100
Grade: B-
EZPW
Strong Buy76
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 33 in profit
Strong operational efficiency at 20.3%
Generating 4.5B in free cash flow
Growing faster than its price suggests
Revenue surging 34.7% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 41.2% YoY
Areas to Watch
Elevated debt levels
Distress zone — elevated risk
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : AXP
The strongest argument for AXP centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 16.1% and operating margin at 20.3%. Revenue growth of 12.8% demonstrates continued momentum.
Bull Case : EZPW
The strongest argument for EZPW centers on PEG Ratio, Revenue Growth, P/E Ratio. Revenue growth of 34.7% demonstrates continued momentum. PEG of 0.28 suggests the stock is reasonably priced for its growth.
Bear Case : AXP
The primary concerns for AXP are Debt/Equity, Altman Z-Score. Debt-to-equity of 1.72 is elevated, increasing financial risk.
Bear Case : EZPW
No major red flags identified for EZPW, but monitor valuation.
Key Dynamics to Monitor
AXP profiles as a mature stock while EZPW is a hypergrowth play — different risk/reward profiles.
AXP carries more volatility with a beta of 1.05 — expect wider price swings.
EZPW is growing revenue faster at 34.7% — sustainability is the question.
AXP generates stronger free cash flow (4.5B), providing more financial flexibility.
Bottom Line
EZPW scores higher overall (76/100 vs 70/100) and 34.7% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American Express Company
FINANCIAL SERVICES · CREDIT SERVICES · USA
The American Express Company is a multinational financial services corporation headquartered at 200 Vesey Street in the Battery Park City neighborhood of Lower Manhattan in New York City.
Visit Website →EZCORP Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
EZCORP, Inc. offers pawn loans in the United States and Latin America. The company is headquartered in Austin, Texas.
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