WallStSmart

AvalonBay Communities Inc (AVB)vsIndependence Realty Trust Inc (IRT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

AvalonBay Communities Inc generates 359% more annual revenue ($3.04B vs $662.92M). AVB leads profitability with a 34.6% profit margin vs 3.4%. IRT appears more attractively valued with a PEG of 4.57. AVB earns a higher WallStSmart Score of 56/100 (C).

AVB

Buy

56

out of 100

Grade: C

Growth: 4.0Profit: 7.5Value: 4.7Quality: 3.8
Piotroski: 3/9Altman Z: 1.15

IRT

Hold

47

out of 100

Grade: D+

Growth: 4.0Profit: 5.0Value: 2.0Quality: 6.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AVBSignificantly Overvalued (-257.9%)

Margin of Safety

-257.9%

Fair Value

$50.25

Current Price

$163.65

$113.40 premium

UndervaluedFair: $50.25Overvalued
IRTSignificantly Overvalued (-2657.4%)

Margin of Safety

-2657.4%

Fair Value

$0.61

Current Price

$15.01

$14.40 premium

UndervaluedFair: $0.61Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AVB3 strengths · Avg: 9.3/10
Profit MarginProfitability
34.6%10/10

Keeps 35 of every $100 in revenue as profit

Operating MarginProfitability
30.6%10/10

Strong operational efficiency at 30.6%

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

IRT2 strengths · Avg: 9.0/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
23.0%8/10

Strong operational efficiency at 23.0%

Areas to Watch

AVB4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.7%4/10

3.7% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
6.972/10

Expensive relative to growth rate

EPS GrowthGrowth
-40.9%2/10

Earnings declined 40.9%

IRT4 concerns · Avg: 2.8/10
Return on EquityProfitability
0.6%3/10

ROE of 0.6% — below average capital efficiency

Profit MarginProfitability
3.4%3/10

3.4% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
4.572/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AVB

The strongest argument for AVB centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 34.6% and operating margin at 30.6%.

Bull Case : IRT

The strongest argument for IRT centers on Price/Book, Operating Margin. Revenue growth of 11.0% demonstrates continued momentum.

Bear Case : AVB

The primary concerns for AVB are Revenue Growth, Piotroski F-Score, PEG Ratio.

Bear Case : IRT

The primary concerns for IRT are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 182.9x leaves little room for execution misses. Thin 3.4% margins leave little buffer for downturns.

Key Dynamics to Monitor

IRT carries more volatility with a beta of 1.02 — expect wider price swings.

IRT is growing revenue faster at 11.0% — sustainability is the question.

AVB generates stronger free cash flow (241M), providing more financial flexibility.

Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AVB scores higher overall (56/100 vs 47/100), backed by strong 34.6% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AvalonBay Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

AvalonBay Communities, Inc. is a publicly traded real estate investment trust that invests in apartments.

Independence Realty Trust Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multi-family apartment properties in non-entry US markets, including Atlanta, Louisville, Memphis and Raleigh.

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