WallStSmart

AtlasClear Holdings, Inc. (ATCH)vsGoldman Sachs Group Inc (GS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Goldman Sachs Group Inc generates 378041% more annual revenue ($61.53B vs $16.27M). GS leads profitability with a 29.4% profit margin vs 16.8%. GS earns a higher WallStSmart Score of 73/100 (B).

ATCH

Buy

51

out of 100

Grade: C-

Growth: 7.3Profit: 4.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: -1.83

GS

Strong Buy

73

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 5.0Quality: 3.0
Piotroski: 4/9Altman Z: 0.14

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ATCH3 strengths · Avg: 10.0/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
65.2%10/10

Revenue surging 65.2% year-over-year

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

GS5 strengths · Avg: 9.0/10
Market CapQuality
$314.06B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
38.6%10/10

Strong operational efficiency at 38.6%

Profit MarginProfitability
29.4%9/10

Keeps 29 of every $100 in revenue as profit

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

EPS GrowthGrowth
24.2%8/10

Earnings expanding 24.2% YoY

Areas to Watch

ATCH4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$33.99M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-3.50M2/10

Negative free cash flow — burning cash

GS4 concerns · Avg: 2.3/10
PEG RatioValuation
1.624/10

Expensive relative to growth rate

Free Cash FlowQuality
$-32.43B2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.142/10

Distress zone — elevated risk

Debt/EquityHealth
6.101/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : ATCH

The strongest argument for ATCH centers on Price/Book, Revenue Growth, Debt/Equity. Profitability is solid with margins at 16.8% and operating margin at -24.7%. Revenue growth of 65.2% demonstrates continued momentum.

Bull Case : GS

The strongest argument for GS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 29.4% and operating margin at 38.6%. Revenue growth of 14.5% demonstrates continued momentum.

Bear Case : ATCH

The primary concerns for ATCH are EPS Growth, Market Cap, Piotroski F-Score.

Bear Case : GS

The primary concerns for GS are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 6.10 is elevated, increasing financial risk.

Key Dynamics to Monitor

ATCH profiles as a growth stock while GS is a mature play — different risk/reward profiles.

GS carries more volatility with a beta of 1.27 — expect wider price swings.

ATCH is growing revenue faster at 65.2% — sustainability is the question.

ATCH generates stronger free cash flow (-3M), providing more financial flexibility.

Bottom Line

GS scores higher overall (73/100 vs 51/100), backed by strong 29.4% margins and 14.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

AtlasClear Holdings, Inc.

FINANCIAL SERVICES · CAPITAL MARKETS · USA

AirTouch Communications, Inc., a technology firm, engages in the development and marketing of communication devices in the United States. The company is headquartered in Newport Beach, California.

Goldman Sachs Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.

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