WallStSmart

Asure Software Inc (ASUR)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 25056% more annual revenue ($37.34B vs $148.44M). SAP leads profitability with a 19.6% profit margin vs -6.8%. ASUR appears more attractively valued with a PEG of 0.68. SAP earns a higher WallStSmart Score of 59/100 (C).

ASUR

Buy

52

out of 100

Grade: C-

Growth: 6.7Profit: 3.0Value: 6.0Quality: 4.0
Piotroski: 3/9Altman Z: -0.23

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for ASUR.

SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ASUR3 strengths · Avg: 8.7/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

PEG RatioValuation
0.688/10

Growing faster than its price suggests

Revenue GrowthGrowth
22.7%8/10

Revenue surging 22.7% year-over-year

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

ASUR4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$257.85M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-5.0%2/10

ROE of -5.0% — below average capital efficiency

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : ASUR

The strongest argument for ASUR centers on Price/Book, PEG Ratio, Revenue Growth. Revenue growth of 22.7% demonstrates continued momentum. PEG of 0.68 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : ASUR

The primary concerns for ASUR are EPS Growth, Market Cap, Piotroski F-Score.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

ASUR profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

SAP carries more volatility with a beta of 0.73 — expect wider price swings.

ASUR is growing revenue faster at 22.7% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 52/100), backed by strong 19.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Asure Software Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Asure Software, Inc. provides cloud-based human capital management solutions in the United States. The company is headquartered in Austin, Texas.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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