WallStSmart

Arhaus Inc (ARHS)vsCaseys General Stores Inc (CASY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Caseys General Stores Inc generates 1131% more annual revenue ($16.98B vs $1.38B). ARHS leads profitability with a 4.9% profit margin vs 3.8%. ARHS trades at a lower P/E of 14.1x. CASY earns a higher WallStSmart Score of 53/100 (C-).

ARHS

Hold

46

out of 100

Grade: D+

Growth: 4.0Profit: 6.0Value: 5.7Quality: 5.5
Piotroski: 1/9Altman Z: 1.93

CASY

Buy

53

out of 100

Grade: C-

Growth: 6.7Profit: 5.5Value: 9.3Quality: 6.3
Piotroski: 4/9Altman Z: 3.19
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ARHSSignificantly Overvalued (-199.7%)

Margin of Safety

-199.7%

Fair Value

$3.26

Current Price

$6.85

$3.59 premium

UndervaluedFair: $3.26Overvalued
CASYUndervalued (+20.5%)

Margin of Safety

+20.5%

Fair Value

$815.72

Current Price

$714.23

$101.49 discount

UndervaluedFair: $815.72Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ARHS2 strengths · Avg: 8.0/10
P/E RatioValuation
14.1x8/10

Attractively priced relative to earnings

Price/BookValuation
2.3x8/10

Reasonable price relative to book value

CASY2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.1910/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
49.8%8/10

Earnings expanding 49.8% YoY

Areas to Watch

ARHS4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.934/10

Grey zone — moderate risk

Market CapQuality
$956.81M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.9%3/10

4.9% margin — thin

Debt/EquityHealth
1.433/10

Elevated debt levels

CASY4 concerns · Avg: 3.8/10
PEG RatioValuation
2.054/10

Expensive relative to growth rate

P/E RatioValuation
39.5x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
0.3%4/10

0.3% revenue growth

Profit MarginProfitability
3.8%3/10

3.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : ARHS

The strongest argument for ARHS centers on P/E Ratio, Price/Book.

Bull Case : CASY

The strongest argument for CASY centers on Altman Z-Score, EPS Growth.

Bear Case : ARHS

The primary concerns for ARHS are Altman Z-Score, Market Cap, Profit Margin. Thin 4.9% margins leave little buffer for downturns.

Bear Case : CASY

The primary concerns for CASY are PEG Ratio, P/E Ratio, Revenue Growth. Thin 3.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

ARHS carries more volatility with a beta of 2.53 — expect wider price swings.

ARHS is growing revenue faster at 5.1% — sustainability is the question.

CASY generates stronger free cash flow (76M), providing more financial flexibility.

Monitor SPECIALTY RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

CASY scores higher overall (53/100 vs 46/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Arhaus Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Arhaus Inc. (ARHS) is a leading retailer in the premium home furnishings sector, celebrated for its high-quality, sustainably sourced products that merge exceptional craftsmanship with timeless design. Founded in 1986, the company has established a strong reputation for luxury and durability, offering a wide range of customizable furniture and home décor aimed at discerning consumers. Arhaus is deeply committed to environmental sustainability, utilizing recycled and reclaimed materials in its offerings to appeal to the eco-conscious market segment. As the demand for premium home furnishings continues to grow, Arhaus is poised to capitalize on this trend by expanding its retail footprint and enhancing its digital presence.

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Caseys General Stores Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Casey's General Stores, Inc., operates convenience stores under the names Casey's and Casey's General Store. The company is headquartered in Ankeny, Iowa.

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