WallStSmart

Digital Turbine Inc (APPS)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 6506% more annual revenue ($37.34B vs $565.25M). SAP leads profitability with a 19.6% profit margin vs -6.7%. APPS appears more attractively valued with a PEG of 0.69. SAP earns a higher WallStSmart Score of 59/100 (C).

APPS

Hold

40

out of 100

Grade: D

Growth: 4.0Profit: 3.5Value: 6.0Quality: 5.3
Piotroski: 6/9

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for APPS.

SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APPS2 strengths · Avg: 8.0/10
PEG RatioValuation
0.698/10

Growing faster than its price suggests

Revenue GrowthGrowth
19.6%8/10

19.6% revenue growth

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

APPS4 concerns · Avg: 2.5/10
Market CapQuality
$1.03B3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.923/10

Elevated debt levels

Return on EquityProfitability
-19.6%2/10

ROE of -19.6% — below average capital efficiency

EPS GrowthGrowth
-42.9%2/10

Earnings declined 42.9%

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : APPS

The strongest argument for APPS centers on PEG Ratio, Revenue Growth. Revenue growth of 19.6% demonstrates continued momentum. PEG of 0.69 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : APPS

The primary concerns for APPS are Market Cap, Debt/Equity, Return on Equity. Debt-to-equity of 1.92 is elevated, increasing financial risk.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

APPS profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

APPS carries more volatility with a beta of 2.41 — expect wider price swings.

APPS is growing revenue faster at 19.6% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 40/100), backed by strong 19.6% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Digital Turbine Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Digital Turbine, Inc. provides mobile and media communication products and solutions for mobile operators, application advertisers, publishers, original equipment manufacturers (OEMs), and other third parties. The company is headquartered in Austin, Texas.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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