WallStSmart

Agora Inc (API)vsSalesforce.com Inc (CRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 29338% more annual revenue ($41.52B vs $141.06M). CRM leads profitability with a 18.0% profit margin vs 6.8%. API trades at a lower P/E of 8.8x. CRM earns a higher WallStSmart Score of 63/100 (C+).

API

Hold

49

out of 100

Grade: D+

Growth: 5.3Profit: 3.0Value: 8.3Quality: 8.0
Piotroski: 4/9Altman Z: 1.69

CRM

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 7.0Value: 10.0Quality: 6.0
Piotroski: 5/9Altman Z: 1.83
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APIUndervalued (+77.2%)

Margin of Safety

+77.2%

Fair Value

$18.72

Current Price

$3.41

$15.31 discount

UndervaluedFair: $18.72Overvalued
CRMUndervalued (+34.2%)

Margin of Safety

+34.2%

Fair Value

$276.43

Current Price

$181.96

$94.47 discount

UndervaluedFair: $276.43Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

API4 strengths · Avg: 9.3/10
P/E RatioValuation
8.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.5x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.159/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
24.4%8/10

Earnings expanding 24.4% YoY

CRM4 strengths · Avg: 8.5/10
Market CapQuality
$171.49B9/10

Large-cap with strong market position

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.32B8/10

Generating 5.3B in free cash flow

Areas to Watch

API4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.694/10

Distress zone — elevated risk

Market CapQuality
$314.39M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.7%3/10

ROE of 1.7% — below average capital efficiency

Profit MarginProfitability
6.8%3/10

6.8% margin — thin

CRM1 concerns · Avg: 4.0/10
Altman Z-ScoreHealth
1.834/10

Grey zone — moderate risk

Comparative Analysis Report

WallStSmart Research

Bull Case : API

The strongest argument for API centers on P/E Ratio, Price/Book, Debt/Equity. Revenue growth of 10.7% demonstrates continued momentum.

Bull Case : CRM

The strongest argument for CRM centers on Market Cap, Debt/Equity, Price/Book. Profitability is solid with margins at 18.0% and operating margin at 19.2%. Revenue growth of 12.1% demonstrates continued momentum.

Bear Case : API

The primary concerns for API are Altman Z-Score, Market Cap, Return on Equity.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score.

Key Dynamics to Monitor

API profiles as a value stock while CRM is a mature play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.31 — expect wider price swings.

CRM is growing revenue faster at 12.1% — sustainability is the question.

CRM generates stronger free cash flow (5.3B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (63/100 vs 49/100), backed by strong 18.0% margins and 12.1% revenue growth. API offers better value entry with a 77.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Agora Inc

TECHNOLOGY · SOFTWARE - APPLICATION · China

Agora, Inc. provides a Real-Time Interaction Platform as a Service (RTE-PaaS) in the People's Republic of China, the United States, and internationally. The company is headquartered in Shanghai, China.

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Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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