WallStSmart

Agora Inc (API)vsSalesforce.com Inc (CRM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Salesforce.com Inc generates 29329% more annual revenue ($42.83B vs $145.53M). CRM leads profitability with a 18.7% profit margin vs 7.0%. CRM trades at a lower P/E of 23.3x. CRM earns a higher WallStSmart Score of 71/100 (B).

API

Hold

49

out of 100

Grade: D+

Growth: 6.0Profit: 3.0Value: 5.7Quality: 8.0
Piotroski: 4/9Altman Z: 1.79

CRM

Strong Buy

71

out of 100

Grade: B

Growth: 7.3Profit: 7.5Value: 7.3Quality: 4.5
Piotroski: 5/9Altman Z: 1.50
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APIUndervalued (+63.2%)

Margin of Safety

+63.2%

Fair Value

$11.61

Current Price

$4.81

$6.80 discount

UndervaluedFair: $11.61Overvalued
CRMUndervalued (+74.7%)

Margin of Safety

+74.7%

Fair Value

$722.63

Current Price

$185.66

$536.97 discount

UndervaluedFair: $722.63Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

API3 strengths · Avg: 9.7/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
200.1%10/10

Earnings expanding 200.1% YoY

Debt/EquityHealth
0.179/10

Conservative balance sheet, low leverage

CRM5 strengths · Avg: 8.8/10
EPS GrowthGrowth
52.2%10/10

Earnings expanding 52.2% YoY

Market CapQuality
$164.49B9/10

Large-cap with strong market position

Return on EquityProfitability
23.4%9/10

Every $100 of equity generates 23 in profit

Operating MarginProfitability
21.8%8/10

Strong operational efficiency at 21.8%

Free Cash FlowQuality
$6.56B8/10

Generating 6.6B in free cash flow

Areas to Watch

API4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.794/10

Distress zone — elevated risk

Market CapQuality
$401.61M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.9%3/10

ROE of 1.9% — below average capital efficiency

Profit MarginProfitability
7.0%3/10

7.0% margin — thin

CRM2 concerns · Avg: 3.5/10
Altman Z-ScoreHealth
1.504/10

Distress zone — elevated risk

Debt/EquityHealth
1.223/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : API

The strongest argument for API centers on Price/Book, EPS Growth, Debt/Equity. Revenue growth of 13.5% demonstrates continued momentum.

Bull Case : CRM

The strongest argument for CRM centers on EPS Growth, Market Cap, Return on Equity. Profitability is solid with margins at 18.7% and operating margin at 21.8%. Revenue growth of 13.3% demonstrates continued momentum.

Bear Case : API

The primary concerns for API are Altman Z-Score, Market Cap, Return on Equity. A P/E of 52.8x leaves little room for execution misses.

Bear Case : CRM

The primary concerns for CRM are Altman Z-Score, Debt/Equity.

Key Dynamics to Monitor

API profiles as a value stock while CRM is a mature play — different risk/reward profiles.

CRM carries more volatility with a beta of 1.14 — expect wider price swings.

API is growing revenue faster at 13.5% — sustainability is the question.

CRM generates stronger free cash flow (6.6B), providing more financial flexibility.

Bottom Line

CRM scores higher overall (71/100 vs 49/100), backed by strong 18.7% margins and 13.3% revenue growth. API offers better value entry with a 63.2% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Agora Inc

TECHNOLOGY · SOFTWARE - APPLICATION · China

Agora, Inc. provides a Real-Time Interaction Platform as a Service (RTE-PaaS) in the People's Republic of China, the United States, and internationally. The company is headquartered in Shanghai, China.

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Salesforce.com Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Salesforce.com, Inc. is an American cloud-based software company headquartered in San Francisco, California. It provides customer relationship management (CRM) service and also provides a complementary suite of enterprise applications focused on customer service, marketing automation, analytics, and application development.

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