WallStSmart

American Public Education Inc (APEI)vsStride Inc (LRN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Stride Inc generates 285% more annual revenue ($2.54B vs $659.05M). LRN leads profitability with a 12.1% profit margin vs 6.1%. LRN appears more attractively valued with a PEG of 0.55. LRN earns a higher WallStSmart Score of 65/100 (B-).

APEI

Buy

59

out of 100

Grade: C

Growth: 6.7Profit: 5.5Value: 6.7Quality: 8.0
Piotroski: 4/9Altman Z: 2.56

LRN

Strong Buy

65

out of 100

Grade: B-

Growth: 4.7Profit: 7.5Value: 6.7Quality: 8.5
Piotroski: 4/9Altman Z: 3.92
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

APEIUndervalued (+40.7%)

Margin of Safety

+40.7%

Fair Value

$72.92

Current Price

$52.65

$20.27 discount

UndervaluedFair: $72.92Overvalued
LRNOvervalued (-12.2%)

Margin of Safety

-12.2%

Fair Value

$87.11

Current Price

$101.96

$14.85 premium

UndervaluedFair: $87.11Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

APEI2 strengths · Avg: 9.5/10
EPS GrowthGrowth
129.3%10/10

Earnings expanding 129.3% YoY

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

LRN5 strengths · Avg: 8.4/10
Altman Z-ScoreHealth
3.9210/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.558/10

Growing faster than its price suggests

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
20.8%8/10

Strong operational efficiency at 20.8%

Areas to Watch

APEI4 concerns · Avg: 3.5/10
PEG RatioValuation
1.534/10

Expensive relative to growth rate

P/E RatioValuation
27.1x4/10

Moderate valuation

Market CapQuality
$961.01M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.1%3/10

6.1% margin — thin

LRN2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

EPS GrowthGrowth
-4.5%2/10

Earnings declined 4.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : APEI

The strongest argument for APEI centers on EPS Growth, Debt/Equity.

Bull Case : LRN

The strongest argument for LRN centers on Altman Z-Score, PEG Ratio, P/E Ratio. PEG of 0.55 suggests the stock is reasonably priced for its growth.

Bear Case : APEI

The primary concerns for APEI are PEG Ratio, P/E Ratio, Market Cap.

Bear Case : LRN

The primary concerns for LRN are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

APEI carries more volatility with a beta of 1.46 — expect wider price swings.

APEI is growing revenue faster at 6.2% — sustainability is the question.

LRN generates stronger free cash flow (202M), providing more financial flexibility.

Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LRN scores higher overall (65/100 vs 59/100). APEI offers better value entry with a 40.7% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American Public Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

American Public Education, Inc. offers postsecondary education online and on campus. The company is headquartered in Charles Town, West Virginia.

Stride Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Stride, Inc., a technology-based education company, provides its own and third-party online educational services, software systems and curricula to facilitate individualized learning for students primarily in kindergarten through grade 12 (K -12) in the United States and internationally. .

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