WallStSmart

Antalpha Platform Holding Co (ANTA)vsMastercard Inc (MA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mastercard Inc generates 38998% more annual revenue ($33.94B vs $86.81M). MA leads profitability with a 45.9% profit margin vs 22.7%. ANTA trades at a lower P/E of 7.8x. ANTA earns a higher WallStSmart Score of 73/100 (B).

ANTA

Strong Buy

73

out of 100

Grade: B

Growth: 10.0Profit: 7.0Value: 6.7Quality: 4.5
Piotroski: 5/9Altman Z: 0.71

MA

Strong Buy

70

out of 100

Grade: B

Growth: 8.0Profit: 10.0Value: 5.0Quality: 5.5
Piotroski: 6/9Altman Z: 4.08

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANTA6 strengths · Avg: 9.5/10
P/E RatioValuation
7.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
32.0%10/10

Strong operational efficiency at 32.0%

Revenue GrowthGrowth
52.4%10/10

Revenue surging 52.4% year-over-year

Profit MarginProfitability
22.7%9/10

Keeps 23 of every $100 in revenue as profit

EPS GrowthGrowth
42.9%8/10

Earnings expanding 42.9% YoY

MA6 strengths · Avg: 9.7/10
Market CapQuality
$433.52B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
231.6%10/10

Every $100 of equity generates 232 in profit

Profit MarginProfitability
45.9%10/10

Keeps 46 of every $100 in revenue as profit

Operating MarginProfitability
60.8%10/10

Strong operational efficiency at 60.8%

Altman Z-ScoreHealth
4.0810/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
15.8%8/10

15.8% revenue growth

Areas to Watch

ANTA4 concerns · Avg: 2.0/10
Market CapQuality
$154.51M3/10

Smaller company, higher risk/reward

Free Cash FlowQuality
$-4.53M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.712/10

Distress zone — elevated risk

Debt/EquityHealth
4.061/10

Elevated debt levels

MA4 concerns · Avg: 2.8/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

P/E RatioValuation
28.4x4/10

Moderate valuation

Price/BookValuation
64.8x2/10

Trading at 64.8x book value

Debt/EquityHealth
2.821/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : ANTA

The strongest argument for ANTA centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 22.7% and operating margin at 32.0%. Revenue growth of 52.4% demonstrates continued momentum.

Bull Case : MA

The strongest argument for MA centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 45.9% and operating margin at 60.8%. Revenue growth of 15.8% demonstrates continued momentum.

Bear Case : ANTA

The primary concerns for ANTA are Market Cap, Free Cash Flow, Altman Z-Score. Debt-to-equity of 4.06 is elevated, increasing financial risk.

Bear Case : MA

The primary concerns for MA are PEG Ratio, P/E Ratio, Price/Book. Debt-to-equity of 2.82 is elevated, increasing financial risk.

Key Dynamics to Monitor

ANTA is growing revenue faster at 52.4% — sustainability is the question.

MA generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor CREDIT SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ANTA scores higher overall (73/100 vs 70/100), backed by strong 22.7% margins and 52.4% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Antalpha Platform Holding Co

FINANCIAL SERVICES · CREDIT SERVICES · USA

Antalpha Platform Holding Company provides financing, technology, and risk management solutions to the crypto asset industry.

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Mastercard Inc

FINANCIAL SERVICES · CREDIT SERVICES · USA

Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006.

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