WallStSmart

The Andersons Inc (ANDE)vsHf Foods Group Inc (HFFG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Andersons Inc generates 784% more annual revenue ($10.98B vs $1.24B). ANDE leads profitability with a 1.2% profit margin vs -2.9%. ANDE appears more attractively valued with a PEG of 0.90. ANDE earns a higher WallStSmart Score of 61/100 (C+).

ANDE

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 4.5Value: 8.0Quality: 6.0
Piotroski: 5/9Altman Z: 4.07

HFFG

Hold

45

out of 100

Grade: D+

Growth: 6.0Profit: 3.0Value: 5.7Quality: 5.5
Piotroski: 4/9Altman Z: 1.71
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANDEUndervalued (+40.4%)

Margin of Safety

+40.4%

Fair Value

$115.91

Current Price

$72.81

$43.10 discount

UndervaluedFair: $115.91Overvalued
HFFGUndervalued (+88.1%)

Margin of Safety

+88.1%

Fair Value

$13.08

Current Price

$1.87

$11.21 discount

UndervaluedFair: $13.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANDE4 strengths · Avg: 9.0/10
EPS GrowthGrowth
11547.0%10/10

Earnings expanding 11547.0% YoY

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

HFFG2 strengths · Avg: 10.0/10
Price/BookValuation
0.5x10/10

Reasonable price relative to book value

EPS GrowthGrowth
6111.0%10/10

Earnings expanding 6111.0% YoY

Areas to Watch

ANDE4 concerns · Avg: 2.8/10
Profit MarginProfitability
1.2%3/10

1.2% margin — thin

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

Debt/EquityHealth
1.033/10

Elevated debt levels

Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

HFFG4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Altman Z-ScoreHealth
1.714/10

Distress zone — elevated risk

Market CapQuality
$100.00M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.3%3/10

Operating margin of 0.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : ANDE

The strongest argument for ANDE centers on EPS Growth, Altman Z-Score, PEG Ratio. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bull Case : HFFG

The strongest argument for HFFG centers on Price/Book, EPS Growth.

Bear Case : ANDE

The primary concerns for ANDE are Profit Margin, Operating Margin, Debt/Equity. Thin 1.2% margins leave little buffer for downturns.

Bear Case : HFFG

The primary concerns for HFFG are Revenue Growth, Altman Z-Score, Market Cap.

Key Dynamics to Monitor

ANDE profiles as a value stock while HFFG is a turnaround play — different risk/reward profiles.

ANDE carries more volatility with a beta of 0.65 — expect wider price swings.

HFFG is growing revenue faster at 4.5% — sustainability is the question.

HFFG generates stronger free cash flow (-45,000), providing more financial flexibility.

Bottom Line

ANDE scores higher overall (61/100 vs 45/100). HFFG offers better value entry with a 88.1% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Andersons Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Andersons, Inc., an agricultural company, operates in the commerce, ethanol, plant nutrients, and railroad sectors in the United States and internationally. The company is headquartered in Maumee, Ohio.

Hf Foods Group Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

HF Foods Group Inc. is a food service distributor for Asian restaurants located in the southeastern, Pacific and mountain regions of the western United States. The company is headquartered in City of Industry, California.

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