WallStSmart

The Andersons Inc (ANDE)vsAMCON Distributing Company (DIT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

The Andersons Inc generates 366% more annual revenue ($10.98B vs $2.36B). ANDE leads profitability with a 1.2% profit margin vs 0.0%. ANDE appears more attractively valued with a PEG of 0.90. ANDE earns a higher WallStSmart Score of 61/100 (C+).

ANDE

Buy

61

out of 100

Grade: C+

Growth: 4.7Profit: 4.5Value: 8.0Quality: 6.0
Piotroski: 5/9Altman Z: 4.07

DIT

Buy

56

out of 100

Grade: C

Growth: 8.7Profit: 3.5Value: 3.3Quality: 6.0
Piotroski: 1/9Altman Z: 8.24
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ANDEUndervalued (+40.4%)

Margin of Safety

+40.4%

Fair Value

$115.91

Current Price

$72.81

$43.10 discount

UndervaluedFair: $115.91Overvalued
DITSignificantly Overvalued (-47.4%)

Margin of Safety

-47.4%

Fair Value

$76.68

Current Price

$81.08

$4.40 premium

UndervaluedFair: $76.68Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ANDE4 strengths · Avg: 9.0/10
EPS GrowthGrowth
11547.0%10/10

Earnings expanding 11547.0% YoY

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.908/10

Growing faster than its price suggests

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

DIT4 strengths · Avg: 9.5/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

EPS GrowthGrowth
124.6%10/10

Earnings expanding 124.6% YoY

Altman Z-ScoreHealth
8.2410/10

Safe zone — low bankruptcy risk

Revenue GrowthGrowth
17.1%8/10

17.1% revenue growth

Areas to Watch

ANDE4 concerns · Avg: 2.8/10
Profit MarginProfitability
1.2%3/10

1.2% margin — thin

Operating MarginProfitability
0.6%3/10

Operating margin of 0.6%

Debt/EquityHealth
1.033/10

Elevated debt levels

Revenue GrowthGrowth
-1.2%2/10

Revenue declined 1.2%

DIT4 concerns · Avg: 3.0/10
Market CapQuality
$79.14M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
0.4%3/10

ROE of 0.4% — below average capital efficiency

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Debt/EquityHealth
1.603/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : ANDE

The strongest argument for ANDE centers on EPS Growth, Altman Z-Score, PEG Ratio. PEG of 0.90 suggests the stock is reasonably priced for its growth.

Bull Case : DIT

The strongest argument for DIT centers on Price/Book, EPS Growth, Altman Z-Score. Revenue growth of 17.1% demonstrates continued momentum. PEG of 1.10 suggests the stock is reasonably priced for its growth.

Bear Case : ANDE

The primary concerns for ANDE are Profit Margin, Operating Margin, Debt/Equity. Thin 1.2% margins leave little buffer for downturns.

Bear Case : DIT

The primary concerns for DIT are Market Cap, Return on Equity, Profit Margin. A P/E of 172.5x leaves little room for execution misses. Debt-to-equity of 1.60 is elevated, increasing financial risk.

Key Dynamics to Monitor

ANDE profiles as a value stock while DIT is a growth play — different risk/reward profiles.

ANDE carries more volatility with a beta of 0.69 — expect wider price swings.

DIT is growing revenue faster at 17.1% — sustainability is the question.

DIT generates stronger free cash flow (5M), providing more financial flexibility.

Bottom Line

ANDE scores higher overall (61/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Andersons Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

Andersons, Inc., an agricultural company, operates in the commerce, ethanol, plant nutrients, and railroad sectors in the United States and internationally. The company is headquartered in Maumee, Ohio.

AMCON Distributing Company

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

AMCON Distributing Company is engaged in the wholesale distribution of consumer products in the Central, Rocky Mountain and Mid-South regions of the United States. The company is headquartered in Omaha, Nebraska.

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