WallStSmart

Amazon.com Inc (AMZN)vsEl Pollo Loco Holdings Inc (LOCO)

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Smart Verdict

WallStSmart Research — data-driven comparison

Amazon.com Inc generates 149337% more annual revenue ($742.78B vs $497.05M). AMZN leads profitability with a 12.2% profit margin vs 5.9%. LOCO appears more attractively valued with a PEG of 1.16. LOCO earns a higher WallStSmart Score of 67/100 (B-).

AMZN

Buy

65

out of 100

Grade: C+

Growth: 8.7Profit: 6.5Value: 3.3Quality: 6.0
Piotroski: 3/9Altman Z: 2.33

LOCO

Strong Buy

67

out of 100

Grade: B-

Growth: 6.7Profit: 5.5Value: 6.7Quality: 5.5
Piotroski: 6/9Altman Z: 1.55
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AMZNSignificantly Overvalued (-60.4%)

Margin of Safety

-60.4%

Fair Value

$152.91

Current Price

$246.03

$93.12 premium

UndervaluedFair: $152.91Overvalued
LOCOUndervalued (+2.4%)

Margin of Safety

+2.4%

Fair Value

$10.97

Current Price

$13.82

$2.85 discount

UndervaluedFair: $10.97Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AMZN4 strengths · Avg: 9.3/10
Market CapQuality
$2.76T10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
74.8%10/10

Earnings expanding 74.8% YoY

Return on EquityProfitability
20.6%9/10

Every $100 of equity generates 21 in profit

Revenue GrowthGrowth
16.6%8/10

16.6% revenue growth

LOCO3 strengths · Avg: 8.7/10
Price/BookValuation
1.4x10/10

Reasonable price relative to book value

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
43.3%8/10

Earnings expanding 43.3% YoY

Areas to Watch

AMZN4 concerns · Avg: 3.3/10
PEG RatioValuation
1.834/10

Expensive relative to growth rate

P/E RatioValuation
31.6x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-18.17B2/10

Negative free cash flow — burning cash

LOCO3 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.554/10

Distress zone — elevated risk

Market CapQuality
$426.07M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
5.9%3/10

5.9% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : AMZN

The strongest argument for AMZN centers on Market Cap, EPS Growth, Return on Equity. Revenue growth of 16.6% demonstrates continued momentum.

Bull Case : LOCO

The strongest argument for LOCO centers on Price/Book, P/E Ratio, EPS Growth. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bear Case : AMZN

The primary concerns for AMZN are PEG Ratio, P/E Ratio, Piotroski F-Score.

Bear Case : LOCO

The primary concerns for LOCO are Altman Z-Score, Market Cap, Profit Margin.

Key Dynamics to Monitor

AMZN profiles as a growth stock while LOCO is a value play — different risk/reward profiles.

AMZN carries more volatility with a beta of 1.47 — expect wider price swings.

AMZN is growing revenue faster at 16.6% — sustainability is the question.

LOCO generates stronger free cash flow (3M), providing more financial flexibility.

Bottom Line

LOCO scores higher overall (67/100 vs 65/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Amazon.com Inc

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Amazon.com, Inc. is an American multinational technology company which focuses on e-commerce, cloud computing, digital streaming, and artificial intelligence. It is one of the Big Five companies in the U.S. information technology industry, along with Google, Apple, Microsoft, and Facebook. The company has been referred to as one of the most influential economic and cultural forces in the world, as well as the world's most valuable brand.

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El Pollo Loco Holdings Inc

CONSUMER CYCLICAL · RESTAURANTS · USA

El Pollo Loco Holdings, Inc., through its subsidiary El Pollo Loco, Inc., develops, franchises, licenses and operates quick service restaurants under the name El Pollo Loco. The company is headquartered in Costa Mesa, California.

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