WallStSmart

Amazon.com Inc (AMZN)vsH&R Block Inc (HRB)

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Smart Verdict

WallStSmart Research — data-driven comparison

Amazon.com Inc generates 19560% more annual revenue ($775.68B vs $3.95B). HRB leads profitability with a 18.6% profit margin vs 17.4%. HRB appears more attractively valued with a PEG of 0.58. AMZN earns a higher WallStSmart Score of 72/100 (B).

AMZN

Strong Buy

72

out of 100

Grade: B

Growth: 8.7Profit: 7.0Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 2.33

HRB

Strong Buy

67

out of 100

Grade: B-

Growth: 4.0Profit: 9.5Value: 6.7Quality: 5.0
Piotroski: 5/9Altman Z: 2.00
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AMZNSignificantly Overvalued (-59.1%)

Margin of Safety

-59.1%

Fair Value

$161.40

Current Price

$256.78

$95.38 premium

UndervaluedFair: $161.40Overvalued
HRBSignificantly Overvalued (-62.9%)

Margin of Safety

-62.9%

Fair Value

$27.71

Current Price

$45.12

$17.41 premium

UndervaluedFair: $27.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AMZN4 strengths · Avg: 9.3/10
Market CapQuality
$2.77T10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
242.3%10/10

Earnings expanding 242.3% YoY

Return on EquityProfitability
24.5%9/10

Every $100 of equity generates 25 in profit

Revenue GrowthGrowth
19.6%8/10

19.6% revenue growth

HRB4 strengths · Avg: 9.5/10
P/E RatioValuation
7.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
67.9%10/10

Every $100 of equity generates 68 in profit

Operating MarginProfitability
32.9%10/10

Strong operational efficiency at 32.9%

PEG RatioValuation
0.588/10

Growing faster than its price suggests

Areas to Watch

AMZN2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Free Cash FlowQuality
$-8.82B2/10

Negative free cash flow — burning cash

HRB4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
3.0%4/10

3.0% revenue growth

EPS GrowthGrowth
4.5%4/10

4.5% earnings growth

Price/BookValuation
47.5x2/10

Trading at 47.5x book value

Debt/EquityHealth
17.891/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : AMZN

The strongest argument for AMZN centers on Market Cap, EPS Growth, Return on Equity. Profitability is solid with margins at 17.4% and operating margin at 13.7%. Revenue growth of 19.6% demonstrates continued momentum.

Bull Case : HRB

The strongest argument for HRB centers on P/E Ratio, Return on Equity, Operating Margin. Profitability is solid with margins at 18.6% and operating margin at 32.9%. PEG of 0.58 suggests the stock is reasonably priced for its growth.

Bear Case : AMZN

The primary concerns for AMZN are Piotroski F-Score, Free Cash Flow.

Bear Case : HRB

The primary concerns for HRB are Revenue Growth, EPS Growth, Price/Book. Debt-to-equity of 17.89 is elevated, increasing financial risk.

Key Dynamics to Monitor

AMZN profiles as a growth stock while HRB is a value play — different risk/reward profiles.

AMZN carries more volatility with a beta of 1.44 — expect wider price swings.

AMZN is growing revenue faster at 19.6% — sustainability is the question.

HRB generates stronger free cash flow (237M), providing more financial flexibility.

Bottom Line

AMZN scores higher overall (72/100 vs 67/100), backed by strong 17.4% margins and 19.6% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Amazon.com Inc

CONSUMER CYCLICAL · INTERNET RETAIL · USA

Amazon.com, Inc. is an American multinational technology company which focuses on e-commerce, cloud computing, digital streaming, and artificial intelligence. It is one of the Big Five companies in the U.S. information technology industry, along with Google, Apple, Microsoft, and Facebook. The company has been referred to as one of the most influential economic and cultural forces in the world, as well as the world's most valuable brand.

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H&R Block Inc

CONSUMER CYCLICAL · PERSONAL SERVICES · USA

H&R Block, Inc., provides services and products for assisted preparation of income tax returns and self-preparation of income tax returns (DIY) to the general public, primarily in the United States, Canada and Australia. The company is headquartered in Kansas City, Missouri.

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