WallStSmart

Ambow Education Holding Ltd (AMBO)vsProcter & Gamble Company (PG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Procter & Gamble Company generates 915699% more annual revenue ($86.72B vs $9.47M). PG leads profitability with a 19.2% profit margin vs 14.3%. AMBO appears more attractively valued with a PEG of 0.12. AMBO earns a higher WallStSmart Score of 62/100 (C+).

AMBO

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 5.0Value: 7.3Quality: 5.0
Piotroski: 3/9Altman Z: -238.38

PG

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 8.5Value: 3.3Quality: 6.0
Piotroski: 4/9Altman Z: 3.01
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AMBOSignificantly Overvalued (-27.9%)

Margin of Safety

-27.9%

Fair Value

$2.01

Current Price

$2.42

$0.41 premium

UndervaluedFair: $2.01Overvalued
PGSignificantly Overvalued (-37.3%)

Margin of Safety

-37.3%

Fair Value

$107.17

Current Price

$146.46

$39.29 premium

UndervaluedFair: $107.17Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AMBO4 strengths · Avg: 10.0/10
PEG RatioValuation
0.1210/10

Growing faster than its price suggests

P/E RatioValuation
5.2x10/10

Attractively priced relative to earnings

Price/BookValuation
0.8x10/10

Reasonable price relative to book value

EPS GrowthGrowth
1343.0%10/10

Earnings expanding 1343.0% YoY

PG5 strengths · Avg: 9.2/10
Market CapQuality
$342.51B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
31.1%10/10

Every $100 of equity generates 31 in profit

Altman Z-ScoreHealth
3.0110/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
23.1%8/10

Strong operational efficiency at 23.1%

Free Cash FlowQuality
$3.03B8/10

Generating 3.0B in free cash flow

Areas to Watch

AMBO4 concerns · Avg: 2.5/10
Market CapQuality
$6.35M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-5.0%2/10

Revenue declined 5.0%

Free Cash FlowQuality
$-196,9372/10

Negative free cash flow — burning cash

PG1 concerns · Avg: 2.0/10
PEG RatioValuation
4.082/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : AMBO

The strongest argument for AMBO centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.12 suggests the stock is reasonably priced for its growth.

Bull Case : PG

The strongest argument for PG centers on Market Cap, Return on Equity, Altman Z-Score. Profitability is solid with margins at 19.2% and operating margin at 23.1%.

Bear Case : AMBO

The primary concerns for AMBO are Market Cap, Piotroski F-Score, Revenue Growth.

Bear Case : PG

The primary concerns for PG are PEG Ratio.

Key Dynamics to Monitor

AMBO profiles as a declining stock while PG is a mature play — different risk/reward profiles.

AMBO carries more volatility with a beta of 0.81 — expect wider price swings.

PG is growing revenue faster at 7.4% — sustainability is the question.

PG generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

AMBO scores higher overall (62/100 vs 61/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ambow Education Holding Ltd

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

Ambow Education Holding Ltd. provides a range of educational and career enhancement products and services to students, recent graduates, corporate employees, and management professionals in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

Procter & Gamble Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.

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