WallStSmart

Alight Inc (ALIT)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 1561% more annual revenue ($37.34B vs $2.25B). SAP leads profitability with a 19.6% profit margin vs -137.5%. SAP earns a higher WallStSmart Score of 59/100 (C).

ALIT

Hold

38

out of 100

Grade: F

Growth: 3.3Profit: 2.5Value: 6.7Quality: 3.5
Piotroski: 4/9Altman Z: -2.55

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ALITUndervalued (+63.2%)

Margin of Safety

+63.2%

Fair Value

$3.86

Current Price

$0.73

$3.13 discount

UndervaluedFair: $3.86Overvalued
SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ALIT1 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

Areas to Watch

ALIT4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$418.12M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-301.0%2/10

ROE of -301.0% — below average capital efficiency

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

SAP0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : ALIT

The strongest argument for ALIT centers on Price/Book.

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : ALIT

The primary concerns for ALIT are EPS Growth, Market Cap, Return on Equity. Debt-to-equity of 2.06 is elevated, increasing financial risk.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Key Dynamics to Monitor

ALIT profiles as a turnaround stock while SAP is a mature play — different risk/reward profiles.

ALIT carries more volatility with a beta of 1.61 — expect wider price swings.

SAP is growing revenue faster at 6.0% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 38/100), backed by strong 19.6% margins. ALIT offers better value entry with a 63.2% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Alight Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Alight Inc. provides integrated cloud-based human capital solutions that enable its clients and employees to manage health, wealth and human resource needs. The company is headquartered in Lincolnshire, Illinois.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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