WallStSmart

Apartment Investment and Management Co (AIV)vsMid-America Apartment Communities Inc (MAA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mid-America Apartment Communities Inc generates 1498% more annual revenue ($2.21B vs $138.49M). AIV leads profitability with a 400.0% profit margin vs 17.6%. MAA appears more attractively valued with a PEG of 7.03. MAA earns a higher WallStSmart Score of 50/100 (D+).

AIV

Hold

41

out of 100

Grade: D

Growth: 2.0Profit: 6.0Value: 3.3Quality: 4.0
Piotroski: 4/9Altman Z: 0.60

MAA

Hold

50

out of 100

Grade: D+

Growth: 3.3Profit: 7.0Value: 3.7Quality: 3.0
Piotroski: 3/9Altman Z: 0.68
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AIVSignificantly Overvalued (-57.2%)

Margin of Safety

-57.2%

Fair Value

$3.76

Current Price

$3.03

$0.73 premium

UndervaluedFair: $3.76Overvalued

Intrinsic value data unavailable for MAA.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIV3 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Return on EquityProfitability
78.5%10/10

Every $100 of equity generates 78 in profit

Profit MarginProfitability
400.0%10/10

Keeps 400 of every $100 in revenue as profit

MAA2 strengths · Avg: 8.0/10
Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Operating MarginProfitability
26.6%8/10

Strong operational efficiency at 26.6%

Areas to Watch

AIV4 concerns · Avg: 2.3/10
Market CapQuality
$615.70M3/10

Smaller company, higher risk/reward

PEG RatioValuation
839.322/10

Expensive relative to growth rate

Revenue GrowthGrowth
-3.9%2/10

Revenue declined 3.9%

EPS GrowthGrowth
-63.2%2/10

Earnings declined 63.2%

MAA4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.8%4/10

0.8% revenue growth

Return on EquityProfitability
7.0%3/10

ROE of 7.0% — below average capital efficiency

Debt/EquityHealth
1.023/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AIV

The strongest argument for AIV centers on Price/Book, Return on Equity, Profit Margin. Profitability is solid with margins at 400.0% and operating margin at -84.6%.

Bull Case : MAA

The strongest argument for MAA centers on Price/Book, Operating Margin. Profitability is solid with margins at 17.6% and operating margin at 26.6%.

Bear Case : AIV

The primary concerns for AIV are Market Cap, PEG Ratio, Revenue Growth.

Bear Case : MAA

The primary concerns for MAA are Revenue Growth, Return on Equity, Debt/Equity. A P/E of 42.0x leaves little room for execution misses.

Key Dynamics to Monitor

AIV profiles as a declining stock while MAA is a value play — different risk/reward profiles.

AIV carries more volatility with a beta of 1.20 — expect wider price swings.

MAA is growing revenue faster at 0.8% — sustainability is the question.

MAA generates stronger free cash flow (16M), providing more financial flexibility.

Bottom Line

MAA scores higher overall (50/100 vs 41/100), backed by strong 17.6% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Apartment Investment and Management Co

REAL ESTATE · REIT - RESIDENTIAL · USA

Aimco is a Real Estate Investment Trust focused on property development, redevelopment, and various other value-creating investment strategies targeting the US multi-family market.

Mid-America Apartment Communities Inc

REAL ESTATE · REIT - RESIDENTIAL · USA

Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.

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