WallStSmart

Air T Inc (AIRT)vsOtter Tail Corporation (OTTR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Otter Tail Corporation generates 254% more annual revenue ($1.32B vs $371.68M). AIRT leads profitability with a 17.2% profit margin vs 14.8%. AIRT trades at a lower P/E of 1.2x. AIRT earns a higher WallStSmart Score of 66/100 (B-).

AIRT

Strong Buy

66

out of 100

Grade: B-

Growth: 8.7Profit: 3.5Value: 8.3Quality: 5.0
Piotroski: 4/9Altman Z: 2.23

OTTR

Buy

59

out of 100

Grade: C

Growth: 4.0Profit: 7.0Value: 5.0Quality: 5.5
Piotroski: 2/9Altman Z: 1.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

AIRTUndervalued (+38.5%)

Margin of Safety

+38.5%

Fair Value

$38.14

Current Price

$26.98

$11.16 discount

UndervaluedFair: $38.14Overvalued

Intrinsic value data unavailable for OTTR.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIRT4 strengths · Avg: 10.0/10
P/E RatioValuation
1.2x10/10

Attractively priced relative to earnings

Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
62.9%10/10

Revenue surging 62.9% year-over-year

EPS GrowthGrowth
76.9%10/10

Earnings expanding 76.9% YoY

OTTR2 strengths · Avg: 8.0/10
Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
24.0%8/10

Strong operational efficiency at 24.0%

Areas to Watch

AIRT4 concerns · Avg: 2.0/10
Market CapQuality
$75.61M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-48.3%2/10

ROE of -48.3% — below average capital efficiency

Free Cash FlowQuality
$-24.15M2/10

Negative free cash flow — burning cash

Operating MarginProfitability
-8.6%1/10

Operating margin of -8.6%

OTTR4 concerns · Avg: 3.8/10
PEG RatioValuation
2.014/10

Expensive relative to growth rate

Revenue GrowthGrowth
0.4%4/10

0.4% revenue growth

Altman Z-ScoreHealth
1.734/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : AIRT

The strongest argument for AIRT centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.2% and operating margin at -8.6%. Revenue growth of 62.9% demonstrates continued momentum.

Bull Case : OTTR

The strongest argument for OTTR centers on Price/Book, Operating Margin.

Bear Case : AIRT

The primary concerns for AIRT are Market Cap, Return on Equity, Free Cash Flow. Debt-to-equity of 4.06 is elevated, increasing financial risk.

Bear Case : OTTR

The primary concerns for OTTR are PEG Ratio, Revenue Growth, Altman Z-Score.

Key Dynamics to Monitor

AIRT profiles as a growth stock while OTTR is a value play — different risk/reward profiles.

OTTR carries more volatility with a beta of 0.45 — expect wider price swings.

AIRT is growing revenue faster at 62.9% — sustainability is the question.

AIRT generates stronger free cash flow (-24M), providing more financial flexibility.

Bottom Line

AIRT scores higher overall (66/100 vs 59/100), backed by strong 17.2% margins and 62.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Air T Inc

INDUSTRIALS · CONGLOMERATES · USA

Air T, Inc. provides overnight air cargo, ground equipment sales, commercial jet engines and parts, printing equipment, and maintenance services in the United States and internationally. The company is headquartered in Denver, North Carolina.

Otter Tail Corporation

INDUSTRIALS · CONGLOMERATES · USA

Otter Tail Corporation is engaged in electrical service, manufacturing and plastic piping businesses in the United States. The company is headquartered in Fergus Falls, Minnesota.

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