WallStSmart

American International Group Inc (AIG)vsNoah Holdings Ltd (NOAH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 919% more annual revenue ($26.70B vs $2.62B). NOAH leads profitability with a 20.4% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.66. AIG earns a higher WallStSmart Score of 69/100 (B-).

AIG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

NOAH

Strong Buy

68

out of 100

Grade: B-

Growth: 2.7Profit: 7.0Value: 7.7Quality: 9.0
Piotroski: 5/9Altman Z: 5.05

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.668/10

Growing faster than its price suggests

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

NOAH6 strengths · Avg: 9.8/10
P/E RatioValuation
7.6x10/10

Attractively priced relative to earnings

Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Operating MarginProfitability
37.8%10/10

Strong operational efficiency at 37.8%

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
5.0510/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

NOAH4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.8%4/10

1.8% revenue growth

Market CapQuality
$595.16M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
5.4%3/10

ROE of 5.4% — below average capital efficiency

EPS GrowthGrowth
-14.3%2/10

Earnings declined 14.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.66 suggests the stock is reasonably priced for its growth.

Bull Case : NOAH

The strongest argument for NOAH centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.4% and operating margin at 37.8%. PEG of 0.75 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : NOAH

The primary concerns for NOAH are Revenue Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

NOAH carries more volatility with a beta of 0.78 — expect wider price swings.

NOAH is growing revenue faster at 1.8% — sustainability is the question.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AIG scores higher overall (69/100 vs 68/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Noah Holdings Ltd

FINANCIAL SERVICES · ASSET MANAGEMENT · China

Noah Holdings Limited, is a provider of wealth and asset management services with a focus on investment and asset allocation services for high-net-worth individuals and companies in mainland China, Hong Kong and internationally. The company is headquartered in Shanghai, the People's Republic of China.

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