Arch Capital Group Ltd. (ACGL)vsNoah Holdings Ltd (NOAH)
ACGL
Arch Capital Group Ltd.
$104.55
-1.81%
FINANCIAL SERVICES · Cap: $35.41B
NOAH
Noah Holdings Ltd
$8.60
-0.58%
FINANCIAL SERVICES · Cap: $595.16M
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd. generates 654% more annual revenue ($19.78B vs $2.62B). ACGL leads profitability with a 24.6% profit margin vs 20.4%. NOAH appears more attractively valued with a PEG of 0.75. ACGL earns a higher WallStSmart Score of 79/100 (B+).
ACGL
Strong Buy79
out of 100
Grade: B+
NOAH
Strong Buy68
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Earnings expanding 94.6% YoY
Every $100 of equity generates 20 in profit
Keeps 25 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 37.8%
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Keeps 20 of every $100 in revenue as profit
Areas to Watch
Revenue declined 3.3%
Distress zone — elevated risk
1.8% revenue growth
Smaller company, higher risk/reward
ROE of 5.4% — below average capital efficiency
Earnings declined 14.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, EPS Growth, Return on Equity. Profitability is solid with margins at 24.6% and operating margin at 25.3%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : NOAH
The strongest argument for NOAH centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 20.4% and operating margin at 37.8%. PEG of 0.75 suggests the stock is reasonably priced for its growth.
Bear Case : ACGL
The primary concerns for ACGL are Revenue Growth, Altman Z-Score.
Bear Case : NOAH
The primary concerns for NOAH are Revenue Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
ACGL profiles as a declining stock while NOAH is a value play — different risk/reward profiles.
NOAH carries more volatility with a beta of 0.78 — expect wider price swings.
NOAH is growing revenue faster at 1.8% — sustainability is the question.
Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ACGL scores higher overall (79/100 vs 68/100), backed by strong 24.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd.
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
Noah Holdings Ltd
FINANCIAL SERVICES · ASSET MANAGEMENT · China
Noah Holdings Limited, is a provider of wealth and asset management services with a focus on investment and asset allocation services for high-net-worth individuals and companies in mainland China, Hong Kong and internationally. The company is headquartered in Shanghai, the People's Republic of China.
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