American International Group Inc (AIG)vsHawthorn Bancshares Inc (HWBK)
AIG
American International Group Inc
$74.80
+1.37%
FINANCIAL SERVICES · Cap: $39.67B
HWBK
Hawthorn Bancshares Inc
$33.62
-0.21%
FINANCIAL SERVICES · Cap: $234.19M
Smart Verdict
WallStSmart Research — data-driven comparison
American International Group Inc generates 33186% more annual revenue ($26.61B vs $79.95M). HWBK leads profitability with a 29.8% profit margin vs 11.6%. HWBK trades at a lower P/E of 9.9x. HWBK earns a higher WallStSmart Score of 61/100 (C+).
AIG
Buy60
out of 100
Grade: C
HWBK
Buy61
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 29.7%
Earnings expanding 36.4% YoY
Areas to Watch
ROE of 7.4% — below average capital efficiency
Revenue declined 7.2%
Earnings declined 5.6%
Distress zone — elevated risk
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : HWBK
The strongest argument for HWBK centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 29.8% and operating margin at 29.7%.
Bear Case : AIG
The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.
Bear Case : HWBK
The primary concerns for HWBK are Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
AIG profiles as a declining stock while HWBK is a mature play — different risk/reward profiles.
AIG carries more volatility with a beta of 0.60 — expect wider price swings.
HWBK is growing revenue faster at 8.7% — sustainability is the question.
AIG generates stronger free cash flow (636M), providing more financial flexibility.
Bottom Line
HWBK scores higher overall (61/100 vs 60/100), backed by strong 29.8% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Hawthorn Bancshares Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Hawthorn Bancshares, Inc. is the banking holding company for Hawthorn Bank providing various banking services in Missouri. The company is headquartered in Jefferson City, Missouri.
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