American International Group Inc (AIG)vsGoldman Sachs Group Inc (GS)
AIG
American International Group Inc
$75.88
-0.63%
FINANCIAL SERVICES · Cap: $40.25B
GS
Goldman Sachs Group Inc
$1,025.90
-1.79%
FINANCIAL SERVICES · Cap: $301.07B
Smart Verdict
WallStSmart Research — data-driven comparison
Goldman Sachs Group Inc generates 153% more annual revenue ($67.57B vs $26.74B). GS leads profitability with a 31.0% profit margin vs 11.1%. AIG appears more attractively valued with a PEG of 0.62. GS earns a higher WallStSmart Score of 83/100 (A-).
AIG
Buy64
out of 100
Grade: C+
GS
Exceptional Buy83
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Generating 1.7B in free cash flow
Mega-cap, among the largest globally
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 42.2%
Revenue surging 42.5% year-over-year
Earnings expanding 92.3% YoY
Attractively priced relative to earnings
Areas to Watch
0.5% revenue growth
ROE of 7.3% — below average capital efficiency
Earnings declined 10.1%
Distress zone — elevated risk
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : AIG
The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.
Bull Case : GS
The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.0% and operating margin at 42.2%. Revenue growth of 42.5% demonstrates continued momentum.
Bear Case : AIG
The primary concerns for AIG are Revenue Growth, Return on Equity, EPS Growth.
Bear Case : GS
The primary concerns for GS are Altman Z-Score, Debt/Equity. Debt-to-equity of 6.04 is elevated, increasing financial risk.
Key Dynamics to Monitor
AIG profiles as a value stock while GS is a growth play — different risk/reward profiles.
GS carries more volatility with a beta of 1.29 — expect wider price swings.
GS is growing revenue faster at 42.5% — sustainability is the question.
GS generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
GS scores higher overall (83/100 vs 64/100), backed by strong 31.0% margins and 42.5% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
American International Group Inc
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.
Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
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