WallStSmart

American International Group Inc (AIG)vsGreen Dot Corporation (GDOT)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 1130% more annual revenue ($26.70B vs $2.17B). AIG leads profitability with a 11.8% profit margin vs -3.3%. AIG appears more attractively valued with a PEG of 0.62. AIG earns a higher WallStSmart Score of 72/100 (B).

AIG

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

GDOT

Buy

64

out of 100

Grade: C+

Growth: 8.7Profit: 3.0Value: 5.3Quality: 4.5
Piotroski: 2/9Altman Z: 0.15

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

GDOT4 strengths · Avg: 9.5/10
Price/BookValuation
0.8x10/10

Reasonable price relative to book value

EPS GrowthGrowth
97.9%10/10

Earnings expanding 97.9% YoY

Debt/EquityHealth
0.0710/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
17.4%8/10

17.4% revenue growth

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

GDOT4 concerns · Avg: 2.5/10
Market CapQuality
$717.57M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Return on EquityProfitability
-7.5%2/10

ROE of -7.5% — below average capital efficiency

Altman Z-ScoreHealth
0.152/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : GDOT

The strongest argument for GDOT centers on Price/Book, EPS Growth, Debt/Equity. Revenue growth of 17.4% demonstrates continued momentum. PEG of 1.23 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : GDOT

The primary concerns for GDOT are Market Cap, Piotroski F-Score, Return on Equity.

Key Dynamics to Monitor

AIG profiles as a value stock while GDOT is a growth play — different risk/reward profiles.

GDOT carries more volatility with a beta of 0.85 — expect wider price swings.

GDOT is growing revenue faster at 17.4% — sustainability is the question.

AIG generates stronger free cash flow (155M), providing more financial flexibility.

Bottom Line

AIG scores higher overall (72/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

Green Dot Corporation

FINANCIAL SERVICES · CREDIT SERVICES · USA

Green Dot Corporation is a banking and fintech holding company in the United States. The company is headquartered in Pasadena, California.

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