WallStSmart

American International Group Inc (AIG)vsFirst Interstate BancSystem Inc (FIBK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 2467% more annual revenue ($26.70B vs $1.04B). FIBK leads profitability with a 30.0% profit margin vs 11.8%. AIG appears more attractively valued with a PEG of 0.62. AIG earns a higher WallStSmart Score of 72/100 (B).

AIG

Strong Buy

72

out of 100

Grade: B

Growth: 4.7Profit: 5.5Value: 7.0Quality: 5.0
Piotroski: 4/9Altman Z: 0.67

FIBK

Strong Buy

71

out of 100

Grade: B

Growth: 4.7Profit: 7.5Value: 7.0Quality: 5.8
Piotroski: 4/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG5 strengths · Avg: 8.6/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.628/10

Growing faster than its price suggests

P/E RatioValuation
13.3x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
21.6%8/10

Earnings expanding 21.6% YoY

FIBK6 strengths · Avg: 9.5/10
P/E RatioValuation
11.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Profit MarginProfitability
30.0%10/10

Keeps 30 of every $100 in revenue as profit

Operating MarginProfitability
35.1%10/10

Strong operational efficiency at 35.1%

Debt/EquityHealth
0.239/10

Conservative balance sheet, low leverage

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

Areas to Watch

AIG3 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.4%4/10

1.4% revenue growth

Return on EquityProfitability
7.8%3/10

ROE of 7.8% — below average capital efficiency

Altman Z-ScoreHealth
0.672/10

Distress zone — elevated risk

FIBK1 concerns · Avg: 4.0/10
Revenue GrowthGrowth
3.6%4/10

3.6% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.62 suggests the stock is reasonably priced for its growth.

Bull Case : FIBK

The strongest argument for FIBK centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 30.0% and operating margin at 35.1%. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bear Case : AIG

The primary concerns for AIG are Revenue Growth, Return on Equity, Altman Z-Score.

Bear Case : FIBK

The primary concerns for FIBK are Revenue Growth.

Key Dynamics to Monitor

FIBK carries more volatility with a beta of 0.75 — expect wider price swings.

FIBK is growing revenue faster at 3.6% — sustainability is the question.

AIG generates stronger free cash flow (155M), providing more financial flexibility.

Monitor INSURANCE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

AIG scores higher overall (72/100 vs 71/100). Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

First Interstate BancSystem Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Interstate BancSystem, Inc. is the banking holding company for First Interstate Bank offering a range of banking products and services in the United States. The company is headquartered in Billings, Montana.

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