WallStSmart

American International Group Inc (AIG)vsFirst Interstate BancSystem Inc (FIBK)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

American International Group Inc generates 2479% more annual revenue ($26.61B vs $1.03B). FIBK leads profitability with a 29.3% profit margin vs 11.6%. AIG appears more attractively valued with a PEG of 0.86. FIBK earns a higher WallStSmart Score of 84/100 (A-).

AIG

Buy

60

out of 100

Grade: C

Growth: 2.0Profit: 5.0Value: 7.0Quality: 7.0
Piotroski: 5/9Altman Z: 0.88

FIBK

Exceptional Buy

84

out of 100

Grade: A-

Growth: 7.3Profit: 7.5Value: 7.0Quality: 4.5
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AIG4 strengths · Avg: 8.8/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
13.7x8/10

Attractively priced relative to earnings

FIBK6 strengths · Avg: 9.8/10
P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
47.4%10/10

Strong operational efficiency at 47.4%

Revenue GrowthGrowth
34.4%10/10

Revenue surging 34.4% year-over-year

EPS GrowthGrowth
115.5%10/10

Earnings expanding 115.5% YoY

Profit MarginProfitability
29.3%9/10

Keeps 29 of every $100 in revenue as profit

Areas to Watch

AIG4 concerns · Avg: 2.3/10
Return on EquityProfitability
7.4%3/10

ROE of 7.4% — below average capital efficiency

Revenue GrowthGrowth
-7.2%2/10

Revenue declined 7.2%

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Altman Z-ScoreHealth
0.882/10

Distress zone — elevated risk

FIBK0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : AIG

The strongest argument for AIG centers on Price/Book, Debt/Equity, PEG Ratio. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : FIBK

The strongest argument for FIBK centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.3% and operating margin at 47.4%. Revenue growth of 34.4% demonstrates continued momentum.

Bear Case : AIG

The primary concerns for AIG are Return on Equity, Revenue Growth, EPS Growth.

Bear Case : FIBK

No major red flags identified for FIBK, but monitor valuation.

Key Dynamics to Monitor

AIG profiles as a declining stock while FIBK is a growth play — different risk/reward profiles.

FIBK carries more volatility with a beta of 0.75 — expect wider price swings.

FIBK is growing revenue faster at 34.4% — sustainability is the question.

AIG generates stronger free cash flow (636M), providing more financial flexibility.

Bottom Line

FIBK scores higher overall (84/100 vs 60/100), backed by strong 29.3% margins and 34.4% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

American International Group Inc

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

American International Group, Inc., also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions. The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

First Interstate BancSystem Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

First Interstate BancSystem, Inc. is the banking holding company for First Interstate Bank offering a range of banking products and services in the United States. The company is headquartered in Billings, Montana.

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