Arch Capital Group Ltd (ACGL)vsFirst Interstate BancSystem Inc (FIBK)
ACGL
Arch Capital Group Ltd
$92.72
-4.47%
FINANCIAL SERVICES · Cap: $34.58B
FIBK
First Interstate BancSystem Inc
$34.43
-3.50%
FINANCIAL SERVICES · Cap: $3.39B
Smart Verdict
WallStSmart Research — data-driven comparison
Arch Capital Group Ltd generates 1831% more annual revenue ($19.93B vs $1.03B). FIBK leads profitability with a 29.3% profit margin vs 22.1%. ACGL appears more attractively valued with a PEG of 1.06. FIBK earns a higher WallStSmart Score of 84/100 (A-).
ACGL
Exceptional Buy81
out of 100
Grade: A-
FIBK
Exceptional Buy84
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 22 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Earnings expanding 38.8% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 47.4%
Revenue surging 34.4% year-over-year
Earnings expanding 115.5% YoY
Keeps 29 of every $100 in revenue as profit
Areas to Watch
No major concerns identified
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : ACGL
The strongest argument for ACGL centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 22.1% and operating margin at 29.5%. PEG of 1.06 suggests the stock is reasonably priced for its growth.
Bull Case : FIBK
The strongest argument for FIBK centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 29.3% and operating margin at 47.4%. Revenue growth of 34.4% demonstrates continued momentum.
Bear Case : ACGL
No major red flags identified for ACGL, but monitor valuation.
Bear Case : FIBK
No major red flags identified for FIBK, but monitor valuation.
Key Dynamics to Monitor
ACGL profiles as a mature stock while FIBK is a growth play — different risk/reward profiles.
FIBK carries more volatility with a beta of 0.75 — expect wider price swings.
FIBK is growing revenue faster at 34.4% — sustainability is the question.
ACGL generates stronger free cash flow (1.4B), providing more financial flexibility.
Bottom Line
FIBK scores higher overall (84/100 vs 81/100), backed by strong 29.3% margins and 34.4% revenue growth. Both earn "Exceptional Buy" and "Exceptional Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arch Capital Group Ltd
FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA
Arch Capital Group Ltd., offers insurance, reinsurance and mortgage products worldwide. The company is headquartered in Pembroke, Bermuda.
First Interstate BancSystem Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Interstate BancSystem, Inc. is the banking holding company for First Interstate Bank offering a range of banking products and services in the United States. The company is headquartered in Billings, Montana.
Compare with Other INSURANCE - DIVERSIFIED Stocks
Want to dig deeper into these stocks?